Credit union · NCUA insured
CoastHills Credit Union Credit Card Rates
Top CarrotCoastHills Credit Union credit cards start at 9.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CoastHills Credit Union’s credit card rates compare
Compared with banks and credit unions near Santa Maria, CA, where CoastHills Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CoastHills Credit Union
9.24%APR
- Annual fee
- None
- Up to
- 16.74% APR
Encore Visa Signature
Lowest rate
Santa Barbara Teachers FCU
9.00%APR
- Annual fee
- $5
- Up to
- —
3rd-lowest rate
Santa Barbara County Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 15.50% APR
CoastHills Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CoastHills Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Encore Visa Signature
Credit lines $5,000-$50,000. Variable APR calculated as Prime Rate + Margin of 2.24% to 9.74% based on creditworthiness, not to exceed 17.99%. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.24% | None | Variable APR as low as 9.24%. Calculated using Prime Rate + Margin of 2.24% to 9.74%, based on creditworthiness, not to exceed 17.99%. Subject to credit approval. |
| Intro, 6 months | 3.99% | None | Intro 3.99% APR on balance transfers for 6 months from the date of first transfer. $0 balance transfer fee. Existing CoastHills Visa balances not eligible. After the intro APR expires, variable APR will be Prime Rate + Margin of 2.24% to 9.74%, not to exceed 17.99%. |
Platinum Rewards Visa
Credit lines $500-$25,000. Variable APR calculated as Prime Rate + Margin of 2.24% to 9.74% based on creditworthiness, not to exceed 17.99%. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.24% | None | Variable APR as low as 9.24%. Calculated using Prime Rate + Margin of 2.24% to 9.74%, based on creditworthiness, not to exceed 17.99%. Subject to credit approval. |
| Intro, 6 months | 3.99% | None | Intro 3.99% APR on balance transfers for 6 months from the date of first transfer. $0 balance transfer fee. Existing CoastHills Visa balances not eligible. After the intro APR expires, variable APR will be Prime Rate + Margin of 2.24% to 9.74%, not to exceed 17.99%. |
Who can join CoastHills Credit Union
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