Credit union · Privately insured
South Bay Credit Union Credit Card Rates
Top CarrotSouth Bay Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How South Bay Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where South Bay Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
South Bay Credit Union
8.99%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
South Bay Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where South Bay Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured Visa Credit Card
Secured by South Bay Credit Union Share Savings account balance, which determines credit limit; low minimum monthly payment of 2% of outstanding balance; 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Open-ended term; secured by savings or share certificate account balance; rate determined by creditworthiness evaluation. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum Credit Card
Low minimum monthly payment of 2% of outstanding balance; 25-day grace period on purchases; credit limit up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Open-ended term; rate determined by creditworthiness evaluation. |
Sources (2)
All captured Oct 7, 2026
Who can join South Bay Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the South Bay community of Los Angeles County.
Membership information collected October 5, 2026.