Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in Pennsylvania · median 15.74% APR
- 9.25%APRas low as
Terms
Standard APR for purchases; varies with the market based on the Prime Rate.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. No annual fee.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 10.99%APRas low as
Terms
Annual percentage rate after the introductory period ends for purchases.
Credit card score 78
Rate checked · Credit cards rates on its site
More details - 12.99%APRas low as · up to 17.99%
12.99% APR, up to 17.99%
Terms
Variable APR on purchases based on creditworthiness (Prime + 5.99% or Prime + 10.99%).
Credit card score 67 · Carrot Score 65
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as
Terms
Variable APR determined monthly by adding 6.99% to the Prime Rate. $0 introductory annual fee for the first year, waived thereafter for qualifying Wealth Clients with an assigned Truist Wealth advisor.
Credit card score 61 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details - 15.24%APRas low as · up to 25.24%
15.24% APR, up to 25.24%
Terms
Variable standard purchase and balance transfer APR based on Prime Rate (7.25%) and creditworthiness.
Credit card score 62
Rate checked · Credit cards rates on its site
More details - 15.74%APRas low as · up to 23.74%
15.74% APR, up to 23.74%
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 16.49%APRas low as
Terms
Variable purchase interest rate as low as 16.49% Annual Percentage Rate. Available for those that qualify for a credit line of up to $4,999.
Credit card score 61 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 61 · Carrot Score 63
Rate checked · Credit cards rates on its site
More details - 17.99%APRas low as
Terms
Fixed rate for purchases. Balance transfers not offered.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable purchase APR based on the Prime Rate and creditworthiness.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
More details - 26.99%APRas low as · up to 28.49%
26.99% APR, up to 28.49%
Terms
Cash Advance APR. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Based on creditworthiness.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
13 banks and credit unions · checked Oct 23–Nov 6
- Typical
- 15.74%
- Top 10% up to
- 10.19%
- Banks, typical
- 15.74%
How does your bank’s rate compare?
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- APCI Federal Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch