Bank · FDIC insured
AmericanBank Credit Card Rates
Top CarrotAmericanBank credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How AmericanBank’s credit card rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where AmericanBank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
AmericanBank
9.99%APR
Visa Platinum
Lowest rate
Allentown Federal Credit Union
9.90%APR
3rd-lowest rate
Lehigh Valley Educators CU
10.00%APR
AmericanBank credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AmericanBank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Valid permanent home address in the 50 US states or DC required; subject to income verification and credit approval. Average daily balance method used. Rate will not increase while plan is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. No annual fee. |
| Ongoing | 11.25% | None | Fixed cash advance APR. The rate will not increase while the plan is open. Cash fee is 2% of each cash advance ($2 min to $10 max). No grace period. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum ScoreCard
Valid permanent home address in the 50 US states or DC required; subject to income verification and credit approval. Average daily balance method used. Rate will not increase while plan is open. ScoreCard Rewards program earns 1 point per $1 on qualifying purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | $15 | Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. Annual fee is $15. |
| Ongoing | 11.25% | $15 | Fixed cash advance APR. The rate will not increase while the plan is open. Cash fee is 2% of each cash advance ($2 min to $10 max). No grace period. Annual fee is $15. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum Secured
Valid permanent home address in the 50 US states or DC required; subject to income verification and credit approval. Average daily balance method used. Secured by a pledge of an American Bank deposit account having a balance equal at all times to the line of credit. Rate will not increase while plan is open.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. Secured by pledge of an American Bank deposit account. No annual fee. |
| Ongoing | 11.25% | None | Fixed cash advance APR. The rate will not increase while the plan is open. Cash fee is 2% of each cash advance ($2 min to $10 max). No grace period. Secured by pledge of an American Bank deposit account. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.