Bank · FDIC insured
ABACUS FEDERAL SAVINGS BANK Credit Card Rates
ABACUS FEDERAL SAVINGS BANK credit cards start at 15.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How ABACUS FEDERAL SAVINGS BANK’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where ABACUS FEDERAL SAVINGS BANK has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
ABACUS FEDERAL SAVINGS BANK
15.24%APR
- Up to
- 25.24% APR
Platinum Edition
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
ABACUS FEDERAL SAVINGS BANK credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR15.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ABACUS FEDERAL SAVINGS BANK ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Intro 0% APR applies for first 12 billing cycles after account opening; introductory rate may end early upon late or returned payment. Variable APR based on Prime Rate (7.25%) plus margin. Cash advance APR 28.24% - 28.74%. Balance transfer fee: greater of $5 or 3%. Cash advance fee: greater of $5 or 3%. Foreign transaction fee: 1%. Minimum interest charge: $1.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR on purchases and balance transfers for the first 12 billing cycles after account opening. Subject to credit approval. Introductory rate may end early if a payment is late or returned unpaid. |
| Ongoing | 18.24%–27.49% | None | Variable standard purchase and balance transfer APR based on Prime Rate (7.25%) and creditworthiness. |
Sources (1)
- abacusbank.com/personal-banking/personal-credit-cards · captured Sep 17, 2026
Platinum Edition
Issued by TCM Bank, N.A. Subject to credit approval. Intro 0% APR applies for first 12 billing cycles after account opening; introductory rate may end early upon late or returned payment. Variable APR based on Prime Rate (7.25%) plus margin. Cash advance APR 25.24% - 28.74%. Balance transfer fee: greater of $5 or 3%. Cash advance fee: greater of $5 or 3%. Foreign transaction fee: 1%. Minimum interest charge: $1.00. No penalty APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR on purchases and balance transfers for the first 12 billing cycles after account opening. Subject to credit approval. Introductory rate may end early if a payment is late or returned unpaid. |
| Ongoing | 15.24%–25.24% | None | Variable standard purchase and balance transfer APR based on Prime Rate (7.25%) and creditworthiness. |
Sources (1)
- abacusbank.com/personal-banking/personal-credit-cards · captured Sep 17, 2026
Rewards Platinum
Issued by TCM Bank, N.A. Subject to credit approval. Intro 0% APR applies for first 12 billing cycles after account opening; introductory rate may end early upon late or returned payment. Variable APR based on Prime Rate (7.25%) plus margin. Cash advance APR 27.24% - 28.74%. Balance transfer fee: greater of $5 or 3%. Cash advance fee: greater of $5 or 3%. Foreign transaction fee: 1%. Minimum interest charge: $1.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory 0% APR on purchases and balance transfers for the first 12 billing cycles after account opening. Subject to credit approval. Introductory rate may end early if a payment is late or returned unpaid. |
| Ongoing | 17.24%–27.24% | None | Variable standard purchase and balance transfer APR based on Prime Rate (7.25%) and creditworthiness. |
Sources (1)
- abacusbank.com/personal-banking/personal-credit-cards · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.