Bank · FDIC insured
United Bank of Philadelphia Credit Card Rates
United Bank of Philadelphia credit cards start at 17.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How United Bank of Philadelphia’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where United Bank of Philadelphia has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
United Bank of Philadelphia
17.99%APR
- Annual fee
- $35
- Up to
- —
United Blue Secure VISA
Lowest rate
APG Federal Credit Union
7.00%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Annual fee
- None
- Up to
- 17.99% APR
United Bank of Philadelphia credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR17.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Bank of Philadelphia ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
United Blue Secure VISA
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | $35 | Fixed rate for purchases. Balance transfers not offered. |
Sources (1)
- ubphila.com/united-blue-secure-visa-terms-and-conditions · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.