Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 83 in Los Angeles, CA metro · median 11.90% APR
- 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness. Variable based on Prime Rate.
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - American First Credit UnionAFCU Credit Card with uChoose Rewards · No annual fee
Credit union · 4 branches
12.20%APRas low as · up to 21.70%with conditions12.20% APR, up to 21.70%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply.
Credit card score 71 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Variable APR as low as 12.24% for purchases and balance transfers. Qualification and rate is based on an assessment of individual creditworthiness and underwriting standards.
Credit card score 71 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 18.00%
12.25% APR, up to 18.00%
Terms
Standard variable APR. No annual fee, balance transfer fee, or cash advance fee. Rates as low as 12.25% to 12.50% depending on credit rating.
Credit card score 71 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 21.90%
12.50% APR, up to 21.90%
Terms
Fixed APR determined by creditworthiness/qualifications. Credit limits range from $500 to $20,000. No annual fee, balance transfer fee, or over-limit fee.
Credit card score 70 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 12.60%APRas low as
Terms
Rate based on creditworthiness and term of loan. Maximum financing: $10,000.00.
Credit card score 70 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable rate. Limits of $500 to $20,000. Subject to approval.
Credit card score 69 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Fixed rate. Cash advance rates are the same as purchase rates. APR is based on an evaluation of creditworthiness. No application, annual, cash advance, or balance transfer fees.
Credit card score 67 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 22.90%
12.90% APR, up to 22.90%
Terms
Standard variable APR for purchases after the introductory period, based on creditworthiness. Variable APR varies with the market based on the Prime Rate.
Credit card score 67 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.95%APRas low as
Terms
Credit Limit up to $10,000; low fixed rate; no annual fees, no foreign transaction fees, no cash advance fees.
Credit card score 67 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 28.74%
12.99% APR, up to 28.74%
Terms
Regular variable APR on purchases based on creditworthiness, varying with the market based on the Prime Rate.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Variable rate based on credit score.
Credit card score 67 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - PostCity Financial Credit UnionPlatinum Visa® Rewards Credit Card · No annual fee
Credit union · 1 branch
12.99%APRas low as · up to 19.99%12.99% APR, up to 19.99%
Terms
Rates shown are lowest available and are based on applicant credit history; your rate may be higher.
Credit card score 67 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; Visa Platinum APR may be as low as 13.00%, and the actual APR is determined at account opening. Maximum loan amount $15,000.00 with revolving credit.
Credit card score 66 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 18.00%
13.00% APR, up to 18.00%
Terms
APR for purchases, cash advances, and balance transfers ranges from 13.00% to 18.00% based on creditworthiness; actual APR determined at account opening. Maximum loan amount up to $15,000.00.
Credit card score 66 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Los Angeles, CA metro
83 banks and credit unions · checked Oct 16–22
- Typical
- 11.90%
- Top 10% up to
- 8.91%
- Banks, typical
- 17.24%
- Credit unions, typical
- 11.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches