Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 73 in Dallas, TX metro · median 11.95% APR
- 6.00%APRas low as
Credit card score 99 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate for purchases, balance transfers, and cash advances; precise rate depends on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates for loans effective as of May 1, 2026. APR as low as 8.99% (ranges from 8.99% - 17.99% based on creditworthiness and card type). Fixed APR for purchases and cash advances. No annual fees, no balance transfer fees, no cash advance fees.
Credit card score 88 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed rate revolving. Fixed APR of 9.00% applies to purchases, balance transfers, and cash advances. Payment due date is at least 25 days after the close of each billing cycle; no interest charged on purchases if entire balance is paid by due date each month. Minimum interest charge of $1.50 if interest is charged.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as · up to 18.00%
9.25% APR, up to 18.00%
Terms
Standard variable APR for purchases paying interest. Varies with the market based on the Prime Rate.
Credit card score 88 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term; credit limit up to $25,000
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed 9.90% APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period on purchases if previous balance paid in full.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Dallas, TX metro
73 banks and credit unions · checked Oct 16–22
- Typical
- 11.95%
- Top 10% up to
- 9.90%
- Banks, typical
- 14.24%
- Credit unions, typical
- 10.95%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches