Bank · FDIC insured
KeySavings Bank
A $129.5M bank headquartered in Wisconsin Rapids, WI, with 2 branches in Wisconsin. Best rates: CDs 3.27% and savings 0.10% APY.
KeySavings Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#14 of 15 in Wisconsin Rapids, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About KeySavings Bank
Founded in 1920, KeySavings Bank is a community bank serving central Wisconsin.
The bank provides home financing throughout central Wisconsin communities, including Wisconsin Rapids.
- Headquarters
- 811 E Grand Ave, Wisconsin Rapids, WI 54494
- FDIC certificate
- 29691 ↗
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
Wisconsin Rapids area · 1
- KeySavings BankMain office811 E Grand Ave, Wisconsin Rapids, WI 54494Directions
Nekoosa area · 1
- Lakes Office Branch292 Matterhorn Trl, Nekoosa, WI 54457Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.38% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.55% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio9.38%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.55%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of KeySavings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.