Compare Bank & Credit Union Rates
Best credit card rates in Washington
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 76 in Washington · median 11.62% APR
- 11.99%APRas low as · up to 16.99%
11.99% APR, up to 16.99%
Terms
Regular purchase APR is 11.99% to 16.99% (starting at 11.99% fixed rate) based on creditworthiness. Annual fee is $50, waived for the first year, or no annual fee ever for members with FREE Smart Checking / Smart Account relationship. Monthly payments minimum 1.5% of balance.
Credit card score 67 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 13.00%
12.00% APR, up to 13.00%
Terms
*APR = Annual Percentage Rate 'as low as'. Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances. Cash Advance Fee: No fee charged by Strait View Credit Union. Over the Limit Fee: $10 per transaction. Late Fee: $5 if late 10 days or more. Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum).
Credit card score 71 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 18.00%
12.24% APR, up to 18.00%
Terms
Revolving repayment term. No cash advance fees, no balance transfer fees. 1% cash back on all purchases automatically deposited quarterly into savings account on the 15th day (or next business day) of January, April, July, and October.
Credit card score 71 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 20.25%
12.25% APR, up to 20.25%
Terms
Variable APR. Actual rate may vary based on creditworthiness and terms. Minimum 28-day grace period on purchases. No balance transfer fee and no over limit fee.
Credit card score 71 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR changing with market based on Prime rate, not to exceed 18%. Rate dependent upon credit qualifications/history.
Credit card score 70 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Terms
Variable APR based on the Prime Rate. Actual rate based on creditworthiness.
Credit card score 70 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 21.50%
12.50% APR, up to 21.50%
Terms
Standard variable APR based on Prime Rate depending on credit history for purchases. Prime plus margin of 5.50% - 21.00% depending on credit history. Maximum APR 29.99%.
Credit card score 70 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 21.25%
12.65% APR, up to 21.25%
Terms
APR is 12.65% to 21.25% when you open your account; after that, APR will vary with the market based on the prime rate. Rate is based on credit qualification and the VISA Credit Card selected. No interest charged on purchases if entire new purchase balance is paid by the due date each month.
Credit card score 69 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 24.74%
12.74% APR, up to 24.74%
Terms
Variable rate based on Prime Rate. Standard variable APR based on creditworthiness. Avoid finance charges on purchases by paying entire balance within 25 days of statement closing date.
Credit card score 69 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.45%
12.74% APR, up to 17.45%
Terms
Variable APR based on Prime Rate plus a margin of 5.74% to 10.45% based on creditworthiness.
Credit card score 69 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
28-day grace period on purchases. Average daily balance method (including new purchases).
Credit card score 67 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as · up to 22.99%
12.99% APR, up to 22.99%
Terms
Variable APR thereafter based on creditworthiness. $0 intro annual fee for the first year, then $49/year.
Credit card score 64 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.24%APRas low as · up to 17.99%
13.24% APR, up to 17.99%
Terms
Rate based on approved credit (OAC). MRCU may offer other rates or amend the rates disclosed from time to time.
Credit card score 66 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 13.40%APRas low as
Terms
Non-variable APR as low as 13.40%. No balance transfer fee. No cash advance fee (interest accrues immediately on all cash advances). Required minimum monthly payment is 2.5% of outstanding balance. 25-Day Grace Period on Purchases.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Washington
76 banks and credit unions · checked Oct 16–22
- Typical
- 11.62%
- Top 10% up to
- 9.50%
- Banks, typical
- 14.99%
- Credit unions, typical
- 11.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches