Compare Bank & Credit Union Rates
Best credit card rates in Washington
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 76 in Washington · median 11.62% APR
- 7.25%APRas low as
Terms
Fixed rate of 7.25% applies to purchases, balance transfers, and cash advances. No annual fee. 25-day grace period on purchases.
Credit card score 95 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.79%APRas low as · up to 18.00%
8.79% APR, up to 18.00%
Terms
Variable APR on new purchases based on creditworthiness when you open your account; varies with the market based on the Prime Rate.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Non-variable / fixed rate. Line amounts $5,000 and up. No annual or transfer fee.
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Responders Emergency Services Credit UnionRESCU VISA Platinum · No annual fee
Credit union · 1 branch
8.90%APRas low asTerms
Standard rate as low as 8.9% APR based on creditworthiness. Rate customized based on FICO score and credit union activity. Credit limit up to $10,000 (higher limits require Credit Committee approval).
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 19.90%
8.90% APR, up to 19.90%
Terms
Credit limits from $250 to $30,000. Variable APR based on Wall Street Journal Prime Rate plus a margin. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Non-variable rate. Annual fee of $25 is waived the first year. Revolving term. Subject to credit rating and approval. 25-day grace period on purchases. Cash advances at purchase rate.
Credit card score 87 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed rate applies to purchases, balance transfers, and cash advances. No annual fee. 25-day grace period on purchases.
Credit card score 87 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Up to $20,000 limit. No Annual Fee, No Balance Transfer Fee, No Penalty Rate, No Cash Advance Fee.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Non-variable, as low as 9.90% APR*. Annual Percentage Rate may vary based on approved credit.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Revolving. Fixed Rate.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 24.90%
9.90% APR, up to 24.90%
Terms
9.90% - 24.90% when you open your account, based on your creditworthiness. After that, your APR may vary with the market and changes in creditworthiness.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.50%
9.90% APR, up to 16.50%
Terms
Annual Percentage Rate (APR) based on applicant's credit qualifications.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. Minimum monthly payment is 3% of the balance or $25.00, whichever is greater. Interest is calculated on daily balance for cash advances.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Washington
76 banks and credit unions · checked Oct 16–22
- Typical
- 11.62%
- Top 10% up to
- 9.50%
- Banks, typical
- 14.99%
- Credit unions, typical
- 11.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches