Credit union · NCUA insured
Lower Columbia FCU
A $96.1M credit union headquartered in Longview, WA, with 4,224 members and 1 branch in Washington. Best rates: CDs 3.56% and savings 0.25% APY.
Lower Columbia FCU Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#2 of 10 in Longview, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lower Columbia FCU
Headquartered in Longview, Washington, Lower Columbia Longshoremen's Federal Credit Union has been creating financial solutions for union members and their families since 1954.
- Headquarters
- 629 14th Ave, Longview, WA 98632-1603
- NCUA charter
- 9289
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members and employees of listed participating union/employer select groups (SEGs), as well as credit union employees and board members, are eligible for membership.
Family and household
- Family members of eligible members, including grandparents, parents, spouses, siblings, grandchildren, and children (including adopted and stepchildren), are eligible for membership.
Branches
1 branch in Washington
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Washington
1 branch
- Lower Columbia Longshoremen FCUMain office629 14th Ave, Longview, WA 98632Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.59% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio12.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lower Columbia FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.