Compare Bank & Credit Union Rates
Best credit card rates in Virginia
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 89 in Virginia · median 11.35% APR
- Hampton Roads Educators' Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
6.90%APRas low as · up to 16.90%6.90% APR, up to 16.90%
Terms
Rate is fixed and based on credit worthiness. Card limit min $500.00, max $15,000.00.
Credit card score 97 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 6.90%APRas low as · up to 16.99%
6.90% APR, up to 16.99%
Terms
Regular rate based on credit score. Depending on score, rate may stay 6.90% APR up to 16.99% APR. No minimum balance fee.
Credit card score 97 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Credit card score 93
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Non-variable rate for purchases, balance transfers, and cash advances. Credit limit $10,000 - $30,000. 25-day grace period on purchases to avoid interest.
Credit card score 93 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - United Southeast Federal Credit UnionVisa Credit Card Platinum Preferred · No annual fee
Credit union · 3 branches
7.90%APRas low asTerms
Purchases, Balance Transfers, and Cash Advances APR: 7.90%. Penalty APR: None. Balance Transfer Fee: None. Cash Advance Fee: None. Over-the-credit-limit Fee: None. Minimum Interest Charge: $0.00.
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit limits from $5,000.00 to $20,000.00. Non-variable rate. No balance transfer fee, no cash advance fee.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Rates as low as 8.00%. Limits $500 to $3,000. Subject to credit qualifications.
Credit card score 92 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Low fixed rate of 8.9% APR. No annual fee. A great option for saving money when doing a balance transfer.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. Reviewed annually. Rate applies to qualified borrower.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR as low as 8.90%. Rates are tier-based and priced according to member's individual credit ratings. Annual fee is $0 ($25 on p10 footnote unless Relationship Account). No balance transfer fee, no cash advance fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Fixed interest rate. Same APR applies to purchases, balance transfers, and cash advances. Credit limit $250 - $20,000 based on credit approval. No balance transfer fees. No annual or application fees.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Standard fixed rate.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed annual percentage rate. No annual fees and no balance transfer fees.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - National Bank of BlacksburgPreferred Customer Account Mastercard Gold Card · No annual fee
Bank · 28 branches
9.00%APRas low asTerms
Fixed annual percentage rate computed by applying a periodic rate of 0.75% per month for extensions of credit for goods and services. No annual fee or minimum interest charge. Credit limits start at $5,000.
Credit card score 88 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Virginia
89 banks and credit unions · checked Oct 15–22
- Typical
- 11.35%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches