Compare Bank & Credit Union Rates
Best credit card rates in Harrisonburg, VA
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–9 of 9 in Harrisonburg, VA · median 13.49% APR
- 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Rate based on creditworthiness. No annual fee. 25 day grace period for purchases. Credit lines $500 to $5,000.
Credit card score 84 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 22.74%
11.74% APR, up to 22.74%
Terms
Standard variable purchase, balance transfer, and cash advance APR is 11.74% - 22.74%, based on creditworthiness.
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 18.00%
12.75% APR, up to 18.00%
Terms
Variable APR for purchases based on Prime Rate.
Credit card score 69 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.49%
13.49% APR, up to 18.49%
Terms
Variable APR based on the Prime Rate and creditworthiness. Applies to purchases, balance transfers, and cash advances. No annual fee, foreign transaction fee, balance transfer fee, or cash advance fee.
Credit card score 66 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 22.74%
13.74% APR, up to 22.74%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 65 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.24%APRas low as · up to 23.24%
17.24% APR, up to 23.24%
Terms
After the intro period, regular variable APR of 17.24% - 23.24% (also stated as 17.99% - 23.99% in disclosures), based on creditworthiness.
Credit card score 61 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Harrisonburg, VA
9 banks and credit unions · checked Oct 16–22
- Typical
- 13.49%
- Top 10% up to
- 9.70%
- Banks, typical
- 15.62%
- Credit unions, typical
- 11.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Harrisonburg, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EverenceCredit union · 1 branch