Compare Bank & Credit Union Rates
Best credit card rates in Texas
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 136–150 of 195 in Texas · median 10.90% APR
- 12.50%APRas low as
Terms
Rates as low as 12.50% APR; rates may vary. 25-day grace period. No annual fee.
Credit card score 70 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as · up to 18.00%
12.50% APR, up to 18.00%
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Call credit union for most current rates. Subject to change with or without notice. 'As low as' advertised rates are based on credit score, term, and any discount applied. Actual rates & terms received are based on overall creditworthiness and subject to approval.
Credit card score 70 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.65%APRas low as · up to 17.90%
12.65% APR, up to 17.90%
Terms
Purchase APR based on creditworthiness; variable with Prime Rate up to 18.00% max.
Credit card score 69 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as · up to 17.99%with conditions
12.74% APR, up to 17.99%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Variable rates as low as 12.74% APR (up to 17.99% APR). Stated APR assumes qualification for maximum available rate discount.
Credit card score 69 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Credit score 730+ (Grade A+). Automatic Transfer/ACH and protection discounts may reduce rate up to max discount of 0.50%.
Credit card score 69 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 16.75%
12.75% APR, up to 16.75%
Terms
Standard variable APR determined by creditworthiness.
Credit card score 69 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as · up to 17.95%
12.75% APR, up to 17.95%
Terms
Purchase variable APR based on creditworthiness. Standard variable APR is U.S. Prime plus 5.75% - 13.74%.
Credit card score 69 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Annual percentage rate based on credit-worthiness criteria. Subject to change. Grace period 25 days when paid in full by next statement date. Late fee applies if payment is 10 or more days late.
Credit card score 67 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
Standard rate thereafter
Credit card score 67 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - Pioneer Mutual Federal Credit UnionGold Master Card (Credit Card) · No annual fee
Credit union · 4 branches
12.95%APRas low asTerms
Rates starting at 12.95% APR. No annual fee or cash advance fee. Rates and fees subject to change.
Credit card score 67 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.96%APRas low as
Credit card score 67 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Variable Rate. Rates as low as 12.99% APR*. Late fee up to $25. Returned payment fee up to $25. Average daily balance including new purchases.
Credit card score 67 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - Natural Resources Conservation Service FCUMasterCard® Credit Cards · No annual fee
Credit union · 1 branch
13.00%APRas low as · up to 17.00%13.00% APR, up to 17.00%
Terms
Revolving term. Risk Based Rates: Annual Percentage Rate based on term of loan and creditworthiness.
Credit card score 66 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 13.30%APRas low as
Terms
Variable APR based on Prime Rate; 'as low as' rate. No annual fee. 25-day grace period on purchases.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
195 banks and credit unions · checked Oct 16–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches