Compare Bank & Credit Union Rates
Best credit card rates in Tyler, TX
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Tyler, TX · median 12.40% APR
- 7.95%APRas low as · up to 17.95%
7.95% APR, up to 17.95%
Terms
Non-Variable APR. 10-day grace period (also listed as 25-day grace period for all purchases). No cash advance or balance transfer fees.
Credit card score 93 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.92%APRas low as
Terms
Applies to customers with a credit score of 720 or greater. Monthly periodic rate is 0.91%. Stated APR covers purchases, balance transfers, and cash advances.
Credit card score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Rates as low as 12.00% APR.
Credit card score 72 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 17.90%
12.40% APR, up to 17.90%
Terms
Purchases APR. Based on creditworthiness; variable with prime rate. Balance transfer fee: None.
Credit card score 71 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as · up to 22.00%
14.00% APR, up to 22.00%
Terms
Variable Purchase APR based on creditworthiness. Variable rate is 7.00% to 15.00% + Prime Rate. Prime Rate of 7.00% as of September 16, 2026.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Tyler, TX
10 banks and credit unions · checked Oct 16–22
- Typical
- 12.40%
- Top 10% up to
- 9.79%
- Banks, typical
- 15.87%
- Credit unions, typical
- 12.20%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Tyler, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 4 branches
- East Texas Professional Credit UnionCredit union · 1 branch
- Credit Union of TexasCredit union · 1 branch