Compare Bank & Credit Union Rates
Best credit card rates in Amarillo, TX
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Amarillo, TX · median 13.49% APR
- 7.90%APRas low as
Terms
Without rewards. Rate is based on individual credit score. Available for loan amounts of $15,000 or less.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchases, balance transfers, and cash advances APR is 9.9% based on creditworthiness when opening account.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 17.75%
10.99% APR, up to 17.75%
Terms
Standard Rate Purchases. Stated Annual Percentage Rates are with approved credit, effective as of October 1st, 2026, which are subject to change without notice. 25-day grace period on all Visa accounts. Variable rate on purchases and cash advances. No annual fee. Minimum monthly payment equal to 3% of balance or $18, whichever is greater.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 18.00%
13.49% APR, up to 18.00%
Terms
After the first 12 months, 13.49% to 18% Variable APR on purchases based on creditworthiness. Variable APR will not exceed 18%.
Credit card score 66 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 14.25%APRas low as · up to 17.90%
14.25% APR, up to 17.90%
Terms
Variable APR based on Prime Rate. Rates determined by creditworthiness and other factors. 25-day grace period on purchases before interest is charged. No balance transfer fee.
Credit card score 63 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Amarillo, TX
7 banks and credit unions · checked Oct 16–22
- Typical
- 13.49%
- Top 10% up to
- 9.10%
- Banks, typical
- 17.74%
- Credit unions, typical
- 10.44%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Amarillo, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- The People's Federal Credit UnionCredit union · 4 branches
- Amarillo National BankBank · 15 branches
- ALLIANCE Credit UnionCredit union · 1 branch