Compare Bank & Credit Union Rates
Best credit card rates in Pennsylvania
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 106–120 of 163 in Pennsylvania · median 10.24% APR
- 11.00%APRas low as
Terms
Standard rate: Wall Street Journal Prime Rate plus 4.00%. No annual fee, no balance transfer fee.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Variable APR. Current rates range from 11.99% APR to 18.00% APR. No annual fee.
Credit card score 76 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Purchase APR as low as Prime + 4.49%. As Low As rates include Riegel FCU Autopay discount, when applicable.
Credit card score 76 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
Variable APR based on Prime + 4.50% (changes quarterly). Current APR for purchases and cash advances is Prime + 4.50% APR (11.25%). Average daily balance method including new purchases. 25-day grace period for purchases. $0 cash advance fee, $0 balance transfer fee, $0 annual fee.
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.99%
11.50% APR, up to 17.99%
Terms
Variable rate varies from 11.50% to 17.99% APR based on one's credit at account opening and whether the rewards option is chosen
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.65%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 11.65% APR (VAR) on purchases. Rates reflect all possible discounts. Rates and terms are subject to change without notice. All Rates are 'As Low As.' Your rate will be based on loan term and creditworthiness.
Credit card score 75 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - Advantage Financial Federal Credit UnionPreferred Rate Credit Card · No annual fee
Credit union · 1 branch
11.74%APRas low as · up to 18.00%11.74% APR, up to 18.00%
Terms
Rate formula based on WSJ Prime + 3.49% to WSJ Prime + 12.49%; credit limit up to $20,000
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 21.75%
11.74% APR, up to 21.75%
Terms
As low as 12.65% APR. Variable rate based on Prime Rate plus margin ranging from 4.74% to 14.75%; maximum rate 18.00%.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
No annual, balance transfer, cash advance or late fees. Minimum payment of $15 or 3% of balance. Same low retail purchase rate also applies to cash advances and balance transfers.
Credit card score 73 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Rate after the introductory period for purchases and cash advances. Free balance transfers.
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Rates as low as 11.99% APR. APR and credit limit based on creditworthiness and underwriting criteria. No annual fee and no balance transfer fee.
Credit card score 72 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
12.00% APR for purchases; 25 day grace period; no annual fee.
Credit card score 72 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness and qualifications and are subject to change.
Credit card score 72 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 18.00%
12.40% APR, up to 18.00%
Terms
Standard variable rate based on the Prime Rate plus a margin of 5.65% to 14.65%. Maximum APR is 18.00%.
Credit card score 71 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Credit card score 70 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
163 banks and credit unions · checked Oct 16–22
- Typical
- 10.24%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch