Compare Bank & Credit Union Rates
Best credit card rates in Hamilton, NJ
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 15 in Mercer County, NJ · median 12.75% APR
- 8.99%APRas low as
Terms
Rates as low as 8.99% APR. Subject to credit approval. Minimum payment is required.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Payment 3% of balance. Rate stated as 'As low as 9.90% APR*'. Subject to credit approval and income requirements.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
For loan approval, minimum credit score must be at least 600.
Credit card score 79 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - Mercer County NJ Teachers' Federal Credit UnionVisa Credit Card · No annual fee
Credit union · 1 branch
10.99%APRas low asTerms
Rate based on creditworthiness of individual applicant and subject to change without notice.
Credit card score 77 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed rate option. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 73 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Non-Rewards Tier 1 regular purchase APR
Credit card score 71 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Credit Limit: $500 - $20,000.
Credit card score 69 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 18.25%
15.75% APR, up to 18.25%
Terms
This APR will vary with the market based on the Prime Rate, depending on your creditworthiness.
Credit card score 61 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 1 branch
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Mercer County, NJ
15 banks and credit unions · checked Oct 16–22
- Typical
- 12.75%
- Top 10% up to
- 9.65%
- Banks, typical
- 15.86%
- Credit unions, typical
- 11.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Trenton, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- HEFCUCredit union · 1 branch