Credit union · NCUA insured
Mercer County NJ Teachers' Federal Credit Union
A $50.7M credit union headquartered in Hamilton Square, NJ, with 3,703 members and 1 branch in New Jersey. Best rates: CDs 3.96% APY.
Mercer County NJ Teachers' Federal Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#18 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mercer County NJ Teachers' Federal Credit Union
Mercer County NJ Teachers' Federal Credit Union is a member-owned financial cooperative based in Hamilton Square, New Jersey, that has been serving its community since 1936.
- Headquarters
- 2271 Highway 33 Ste 108, Hamilton Square, NJ 08690
- NCUA charter
- 1351
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of partner companies Haldeman Auto Group (all dealerships & corporate center) and Office Interiors are eligible for membership.
Military, government and schools
- Employees of designated school districts and private schools, as well as staff and students of Mercer County Community College, are eligible for membership.
Family and household
- Family members (including immediate family, stepfamily, and other extended relatives) of current members are eligible for membership.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Mercer County NJ Teachers' FCUMain office2271 Highway 33 Ste 108, Hamilton Square, NJ 08690Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.62% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio14.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.62%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mercer County NJ Teachers' Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.