Compare Bank & Credit Union Rates
Best credit card rates in New Jersey
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 55 in New Jersey · median 11.25% APR
- 6.00%APRas low as
Terms
As low as 6.00% APR*.
Credit card score 99 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian National Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 2 branches
8.90%APRas low asCredit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Rates as low as 8.99% APR. Subject to credit approval. Minimum payment is required.
Credit card score 88 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - Deepwater Industries Federal Credit UnionVisa® Platinum Credit Card · No annual fee
Credit union · 2 branches
9.00%APRas low asTerms
Purchases. Fixed rate. Rates offered are subject to credit worthiness.
Credit card score 88 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Variable APR as low as 9.49%. Rate varies based on creditworthiness.
Credit card score 87 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard revolving rate; rate as low as 9.90%.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.00%
9.90% APR, up to 18.00%
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90% APR Purchases & Transfers. $0 Annual & Transfer Fees.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Payment 3% of balance. Rate stated as 'As low as 9.90% APR*'. Subject to credit approval and income requirements.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is 'As Low As'. Subject to credit approval; rate may vary based on creditworthiness. Minimum savings balance of $100 required to be eligible for loans. Membership required.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Rate based on credit history, collateral and loan characteristics. No interest charged if balance is paid in full within 25-day grace period.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - American Heritage Credit UnionPlatinum Preferred Mastercard · No annual fee
Credit union · 5 branches
9.99%APRas low asTerms
Standard 9.99% APR applies to balances, purchases, cash advances, and balance transfers thereafter. $0 annual fee.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 18.00%
9.99% APR, up to 18.00%
Terms
Rates as low as 9.99% up to 18.00% based on creditworthiness. No annual fee.
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New Jersey
55 banks and credit unions · checked Oct 16–22
- Typical
- 11.25%
- Top 10% up to
- 9.90%
- Banks, typical
- 17.00%
- Credit unions, typical
- 10.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches