Compare Bank & Credit Union Rates
Best credit card rates in Summit, NJ
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–11 of 11 in Union County, NJ · median 13.74% APR
- 9.90%APRas low as
Terms
Fixed rate. Rate based on credit history, collateral and loan characteristics. No interest charged if balance is paid in full within 25-day grace period.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.45%APRas low as
Terms
Rates as low as 10.45% APR. Maximum limit $25,000. Determined by credit history and payment method. No annual fee. No balance transfer fee.
Credit card score 81 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Revolving term. APR varies based on credit score.
Credit card score 72 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - Advanced Financial Federal Credit UnionVISA Everyday Classic · No annual fee
Credit union · 3 branches
12.49%APRas low asTerms
As low as 12.49% APR. Maximum APR on all credit card loans is 18.00%. No annual fee.
Credit card score 70 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 18.25%
15.75% APR, up to 18.25%
Terms
This APR will vary with the market based on the Prime Rate, depending on your creditworthiness.
Credit card score 61 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 17.00%APRas low as
Terms
Adjustable interest rate based on Prime Rate as of January 1st and July 1st. No annual fees.
Credit card score 61 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Standard variable APR as low as 18.000% based on credit history, collateral, and loan characteristics.
Credit card score 60 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Union County, NJ
11 banks and credit unions · checked Oct 16–22
- Typical
- 13.74%
- Top 10% up to
- 9.99%
- Banks, typical
- 15.74%
- Credit unions, typical
- 12.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches