Compare Bank & Credit Union Rates
Best credit card rates in Michigan
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 91–105 of 139 in Michigan · median 9.99% APR
- 10.99%APRas low as
Terms
Variable rate as low as Prime plus 3.99% APR. Rate based upon creditworthiness and underwriting standards.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed interest rate as low as 10.990% APR based on applicant credit score and credit approval. No U.S. transaction, membership, activity, or participation fees.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 21.00%
11.00% APR, up to 21.00%
Terms
Variable ongoing APR for purchases based on creditworthiness; varies with the market based on the Prime Rate. Tiers include 11.00%, 13.00%, 15.00%, 17.00%, or 21.00% APR.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Rates as low as 11.00% APR. Credit is subject to approval. Rate is subject to change and may vary based on creditworthiness. Must qualify for membership.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 11.15%APRas low as
Terms
As low as 11.15% APR. APR varies by creditworthiness. Consumer credit card offer. Evidence cites APR starting at 11.15% on p24 lines 20-21 and p49 line 156.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.15%APRas low as · up to 18.00%
11.15% APR, up to 18.00%
Terms
Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as
Terms
Rates as low as 11.49% APR. Subject to credit approval. Membership eligibility required.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.49%APRas low as · up to 17.74%
11.49% APR, up to 17.74%
Terms
After the introductory period ends, standard APR is applied to unpaid promotional balances and new purchases based on creditworthiness.
Credit card score 76 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - Consumers Professional Credit UnionPlatinum Rate Visa Credit Card · No annual fee
Credit union · 3 branches
11.50%APRas low asTerms
Adjustable Rate (Prime +4.5% APR*, 18% Max.).
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. Rates may vary based on credit history, term, and collateral. No annual fee.
Credit card score 74 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 13.90%
11.90% APR, up to 13.90%
Terms
Reverts after the introductory period to 11.90% APR or 13.90% APR as specified in Credit Card Agreement based on credit score.
Credit card score 73 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 23.90%
11.90% APR, up to 23.90%
Terms
Prime + 4.9% to Prime + 16.9%
Credit card score 73 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Rates as low as 11.90%; No Balance transfer fees
Credit card score 73 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches