Compare Bank & Credit Union Rates
Best credit card rates in Michigan
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 76–90 of 139 in Michigan · median 9.99% APR
- 10.00%APRas low as · up to 18.00%
10.00% APR, up to 18.00%
Terms
Annual Percentage Rate (APR) for Purchases, Cash Advances, & Balance Transfers: 10.00% - 18.00% depending on your credit score. Annual percentage rates (APR) listed are 'as low as' based on credit score and term, and are subject to approval. Maximum APR is 18%.
Credit card score 81 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 14.88%
10.00% APR, up to 14.88%
Terms
Approval and actual rate offered are based on overall creditworthiness. Variable APR not tied to an index. No annual fee. No balance transfer fee; transfer higher-rate balances to your new card. No cash advance fee.
Credit card score 81 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR for purchases based on Prime plus 3.74%. Rate will not exceed 24.99% APR.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Rates as low as 10.75% APR. Subject to credit approval. Variable rates subject to change at any time. Must be 21 or older to apply. No annual fee.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.80%APRas low as · up to 13.02%
10.80% APR, up to 13.02%
Terms
25 Day Grace Period on Purchases. Rates range from 10.80%–13.02% APR based on creditworthiness.
Credit card score 80 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 14.90%
10.90% APR, up to 14.90%
Terms
Fixed-rate interest
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Low fixed rate with no annual fee. 25-day grace period on purchases.
Credit card score 79 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rates as low as 10.90% APR. Limits up to $20,000.00. No annual fee. Fixed rates. No balance transfer fees.
Credit card score 79 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 15.90%
10.90% APR, up to 15.90%
Terms
No Annual Fee. Actual APRs will vary based on credit qualifications, amount, and term. Rates range from 0.00% to 15.90% APR. Subject to approval of credit application. Earn 1 point for every $1 of purchases.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
As low as 10.90% fixed interest rate upon qualification. Maximum limit $8,000. No annual fee.
Credit card score 79 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Non-variable APR as low as 10.99%. Credit limit ranges from $200 to $30,000. Rates are based on credit score and underwriting requirements.
Credit card score 77 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates as low as 10.99% APR based on creditworthiness.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Your individual rate (APR) will be determined based on your credit score.
Credit card score 77 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
139 banks and credit unions · checked Oct 16–22
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches