Compare Bank & Credit Union Rates
Best credit card rates in Livonia, MI
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in Livonia, MI · median 12.24% APR
- 8.90%APRas low as
Terms
Rate shown is APR as low as; based on credit history and subject to change without notice.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Michigan Schools & Government Credit UnionTitanium Visa Credit Card · No annual fee
Credit union · 1 branch
9.75%APRas low asTerms
Lowest credit card rates on purchases, cash advances, and balance transfers. No annual fees, balance transfer fees or cash advance fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Quoted rate includes a member discount for an active checking account with direct deposit and automatic loan payment. Credit line preference of $1,000 to $50,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Non-Variable Rate (Risk Based Pricing Applies). Credit limits starting at $500. Rates listed are the lowest rates available at TRUE Community Credit Union to qualifying members with high credit scores. Actual rates may be higher and are determined by a member's individual credit score.
Credit card score 72 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Non-variable rate. APR as low as 11.99% (revolving term). Rates vary and are dependent on individual credit history. No monthly, annual, or cash advance fees.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Community Choice Credit UnionCommunity Choice Platinum Mastercard · No annual fee
Credit union · 2 branches
12.24%APRas low asTerms
Rate is variable and based on creditworthiness, approximate term, and security offered. No annual fee and no balance transfer fee.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 21.25%
12.25% APR, up to 21.25%
Terms
Standard variable APR on all purchases, cash advances, and balance transfers after 12/31/26 based on creditworthiness. Variable APR is based on Wall Street Journal Prime Rate plus a margin.
Credit card score 71 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Variable APR as low as 12.75% applies to purchases, balance transfers, and cash advances. No annual fee and no cash advance fee. Subject to foreign transaction fee (1.5%) and late fee ($25).
Credit card score 69 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as
Terms
Term rate as low as 13.00% APR. Minimum payment is 3% of balance ($30 minimum).
Credit card score 66 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 16.99%APRas low as · up to 26.99%
16.99% APR, up to 26.99%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness (Prime + 9.99% to 19.99%). No annual fee.
Credit card score 61 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Livonia, MI
13 banks and credit unions · checked Oct 16
- Typical
- 12.24%
- Top 10% up to
- 9.75%
- Banks, typical
- 19.62%
- Credit unions, typical
- 11.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches