Compare Bank & Credit Union Rates
Best credit card rates in Baton Rouge, LA
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 15 in Baton Rouge, LA · median 9.99% APR
- 7.90%APRas low as
Terms
Standard purchase rate; rates and credit limits depend upon creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates subject to change at any time and are not guaranteed.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Rate is as low as 9.00% APR based on credit qualifications. 26-day grace period; 2% of balance repayment.
Credit card score 88 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Rates as low as 9.49%. Credit limit: $1,000 to $100,000.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period on purchases. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Minimum credit line $500. Zero balance transfer fees. Subject to creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed rates as low as 9.96% APR. Annual Percentage Rates on purchases and balance transfers are based on normal credit criteria.
Credit card score 81 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as
Terms
Rates as low as 10.65% APR.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Credit card rates are based on credit qualifications and will be in this range. Approval and annual percentage rates based on credit worthiness. Rates apply to new loans only. Revolving terms.
Credit card score 77 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.50%APRas low as
Terms
Fixed APR of 12.50% applies to purchases, balance transfers, and cash advances.
Credit card score 69 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 27.74%
17.74% APR, up to 27.74%
Terms
Variable APR based on creditworthiness and Prime Rate index beginning in the 13th billing cycle. Effective as of 10/22/2026.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.90%APRas low as
Terms
Fixed APR for purchases.
Credit card score 60 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Baton Rouge, LA
15 banks and credit unions · checked Oct 7–22
- Typical
- 9.99%
- Top 10% up to
- 8.94%
- Banks, typical
- 17.82%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch