Compare Bank & Credit Union Rates
Best credit card rates in Louisiana
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 47 in Louisiana · median 9.90% APR
- 6.90%APRas low as · up to 18.00%
6.90% APR, up to 18.00%
Terms
APR varies depending on Borrower’s FICO Score, vehicle year model, & term of loan.
Credit card score 97 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 6.90%APRas low as · up to 19.90%
6.90% APR, up to 19.90%
Terms
Standard purchase APR. Rate based on creditworthiness.
Credit card score 97 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 6.90%APRas low as · up to 16.40%
6.90% APR, up to 16.40%
Terms
Rate determined by credit-worthiness. No balance transfer fee, no cash advance fee, no annual fee.
Credit card score 97 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 6.99%APRas low as · up to 18.00%
6.99% APR, up to 18.00%
Terms
No Annual Fees, No Balance Transfer Fees, No Minimum Finance Charges, No Transaction Fees for Purchases, No Application Fee.
Credit card score 96 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Standard purchase rate; rates and credit limits depend upon creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates subject to change at any time and are not guaranteed.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Purchase & Balance Transfers
Credit card score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - New Orleans Firemen's Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 9 branches
8.90%APRas low asTerms
Loan rates as low as 8.9% APR. Rates are subject to change. Standard underwriting criteria will apply.
Credit card score 89 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Credit limit $500 - $30,000. Minimum payment: 2% outstanding balance or $25 minimum. Rates as low as 8.90% APR.
Credit card score 89 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Rate is as low as 9.00% APR based on credit qualifications. 26-day grace period; 2% of balance repayment.
Credit card score 88 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.20%APRas low as
Terms
Method of computing: Average Daily Balance Including New Purchases. 9.20% APR applies to Purchases, Balance Transfers, and Cash Advances. $10.00 annual fee waived for the first year on new accounts, or with Senior Gala Club Checking account or active share draft account.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Rates as low as 9.49%. Credit limit: $1,000 to $100,000.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Fixed rate after 12 months.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Louisiana
47 banks and credit unions · checked Oct 16–22
- Typical
- 9.90%
- Top 10% up to
- 8.41%
- Banks, typical
- 15.49%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches