Compare Bank & Credit Union Rates
Best credit card rates in California
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 106–120 of 187 in California · median 11.50% APR
- 11.90%APRas low as
Terms
As low as 11.90% APR. Loan and accompanying interest rates and APR based on credit history, loan-to-value, loan amount, loan purpose, and income/financial obligations; subject to a minimum credit qualifying score. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 73 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Maximum limit $20,000.00; Rate as low as stated APR based on creditworthiness.
Credit card score 73 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Credit card score 73 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 17.90%
11.90% APR, up to 17.90%
Terms
Fixed rate based on creditworthiness. Credit limits range from $100 to $20,000 based on eligibility.
Credit card score 73 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
Risk Grade A; Income must be greater than $30,000 per annum; Credit limit $7,000
Credit card score 73 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
APR as low as 11.99%. Credit limits up to $20,000. No annual fee. Uses Managed Prime Pricing for purchases based on Prime Rate index.
Credit card score 72 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard variable APR on purchases after the introductory period, based on creditworthiness. Variable rate.
Credit card score 72 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 17.99%
11.99% APR, up to 17.99%
Terms
Standard APR for purchases based on creditworthiness.
Credit card score 72 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 24.99%
11.99% APR, up to 24.99%
Terms
Purchase APR varies with the market based on the Prime Rate. No annual fee.
Credit card score 72 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Credit card score 72 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 18.00%
12.00% APR, up to 18.00%
Terms
Standard variable APR for purchases, balance transfers, and cash advances based on creditworthiness. Variable based on Prime Rate.
Credit card score 72 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - American First Credit UnionAFCU Credit Card with uChoose Rewards · No annual fee
Credit union · 5 branches
12.20%APRas low as · up to 21.70%with conditions12.20% APR, up to 21.70%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
APR subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply.
Credit card score 71 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 18.00%
12.24% APR, up to 18.00%
Terms
Variable rates based on creditworthiness; rate can change monthly.
Credit card score 71 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Variable APR as low as 12.24% for purchases and balance transfers. Qualification and rate is based on an assessment of individual creditworthiness and underwriting standards.
Credit card score 71 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
187 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 8.95%
- Banks, typical
- 15.46%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches