Compare Bank & Credit Union Rates
Best credit card rates in Alabama
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 65 in Alabama · median 10.49% APR
- 7.80%APRas low as
Terms
APR as low as 7.80%. Rate depends on underwriting and creditworthiness.
Credit card score 95 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - Auburn University Credit UnionMastercard Platinum Credit Card · No annual fee
Credit union · 3 branches
7.90%APRas low asTerms
As low as 7.9% APR. General credit card rate stated as 7.9–19% APR on homepage. Subject to credit approval.
Credit card score 93 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Fixed rate, as low as 7.9% on all transactions, including cash advances and balance transfers. No annual fees, no teaser rates, no cash advance fees, no balance transfer fees. Rate is based on creditworthiness.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 12.90%
7.90% APR, up to 12.90%
Terms
Terms and rates based on soundness of credit. Fixed rate.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as · up to 16.99%
8.49% APR, up to 16.99%
Terms
APR for Purchases: 8.49% to 16.99% when you open your account, based on your creditworthiness. Credit line starting at $300. 1% cash back on all purchases, additional 1% cash back on gas and restaurants. 25-day grace period. Same rate for purchases and cash advances.
Credit card score 89 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 12.90%
8.90% APR, up to 12.90%
Terms
Purchase rate. 25-day grace period for new purchases.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed standard APR. No annual fee. No balance transfer fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Credit card score 88 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
No Annual Fees. 25-Day Billing Cycle. Approval subject to credit worthiness.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 13.00%
8.99% APR, up to 13.00%
Terms
Rate is based on creditworthiness. 25-day grace period to avoid interest on purchases.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.49%APRas low as
Terms
Rates as low as 9.49%. Credit limit: $1,000 to $100,000.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Alabama
65 banks and credit unions · checked Oct 15–22
- Typical
- 10.49%
- Top 10% up to
- 8.90%
- Banks, typical
- 14.81%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches