Compare Bank & Credit Union Rates
Best credit card rates in Foley, AL
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Foley, AL · median 13.99% APR
- 8.90%APRas low as · up to 12.90%
8.90% APR, up to 12.90%
Terms
Purchase rate. 25-day grace period for new purchases.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as
Terms
Variable APR as low as 10.49%. No annual fee or balance transfer fee. Subject to credit approval.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
$25 annual fee waived with a United Bank deposit account. 25-day grace period. Applies to purchases, cash advances and balance transfers. Subject to credit approval.
Credit card score 71 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Foley, AL
7 banks and credit unions · checked Oct 15–22
- Typical
- 13.99%
- Top 10% up to
- 9.85%
- Banks, typical
- 17.74%
- Credit unions, typical
- 9.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Daphne, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- United BankBank · 9 branches
- All In Credit UnionCredit union · 1 branch
- PenAir Credit UnionCredit union · 3 branches