Compare Bank & Credit Union Rates
Best credit card rates in Athens, AL
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Athens, AL · median 12.40% APR
- 9.95%APRas low as
Terms
Fixed rate. No processing or application fees.
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as
Terms
Standard variable APR for purchases as low as 10.75% based on creditworthiness. Variable APR varies with Prime Rate plus a margin.
Credit card score 80 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Rates as low as 12.40% APR. Subject to credit approval; rates based on evaluation of credit history.
Credit card score 71 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Fixed purchase APR as low as 12.99%. No annual fee, no balance transfer fee, and no cash advance fee.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Athens, AL
5 banks and credit unions · checked Oct 15–22
- Typical
- 12.40%
- Top 10% up to
- 10.27%
- Banks, typical
- 26.74%
- Credit unions, typical
- 11.58%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Huntsville, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Jackson BankBank · 1 branch
- CommunityAmerica Credit UnionCredit union · 2 branches
- Family Savings Credit UnionCredit union · 2 branches