Compare Bank & Credit Union Rates
Best credit card rates in Florence, AL
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–9 of 9 in Florence, AL · median 12.99% APR
- 8.99%APRas low as
Terms
No Annual Fees. 25-Day Billing Cycle. Approval subject to credit worthiness.
Credit card score 88 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate. No processing or application fees.
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.88%APRas low as
Credit card score 80 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as
Terms
Low APRs starting at 11.00%. Membership eligibility required; subject to credit approval. 25-day grace period. No annual fees.
Credit card score 77 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 12.99%APRas low as
Terms
Fixed purchase APR as low as 12.99%. No annual fee, no balance transfer fee, and no cash advance fee.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florence, AL
9 banks and credit unions · checked Oct 15–22
- Typical
- 12.99%
- Top 10% up to
- 9.76%
- Banks, typical
- 18.12%
- Credit unions, typical
- 10.88%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florence, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Listerhill Credit UnionCredit union · 9 branches