Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1006–1020 results
- WCLA Credit UnionShare CertificatesCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000Requirements
Product: Share Certificates are automatically renewed at maturity without a grace period. Early withdrawal penalty applies.
Offer: Early withdrawal penalty: 180 days’ dividends.
4.16% interest rate · Effective Sep 17, 2026
Rate checked
More details - Public Service Credit UnionShare CertificateCD · 14 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$498 over 14 months on $10,000intro rateRequirements
Product: Membership eligibility required, which requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Early withdrawal penalties apply.
Offer: Offer available starting July 20, 2026 through August 14, 2026.
Promotional rate · 4.17% interest rate · Effective Jun 8, 2026
Rate checked
More details - First Northern Credit UnionShare CertificatesCD · 15 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Must maintain the minimum average daily balance of the account to obtain the disclosed APY. Yields declared and paid monthly. Open with as little as $2,500. Special offers for new money. Early withdrawal may require closing the certificate and may incur a penalty.
Offer: New money only. Share Certificates $2,500 - $24,999.99. Must maintain the minimum average daily balance to obtain the disclosed APY.
Promotional rate · Effective Oct 23, 2026
Rate checked
More details - Members First Credit UnionCertificates of DepositCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000Requirements
Product: For members under the age of 18 the required minimum balance on all CDs is $100.00. 0.10% APY bonus earned if you also have a M1 Premier Checking Account. A penalty may be assessed for early withdrawals. Fees and withdrawals of funds from this account prior to maturity will reduce earning.
Offer: For members under the age of 18 the required minimum balance on all CDs is $100.00. 0.10% APY bonus earned if you also have a M1 Premier Checking Account. Early withdrawal penalty may apply.
4.17% interest rate · Effective Oct 23, 2026
Rate checked
More details - Fitzsimons Credit UnionShare CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000Requirements
Product: Membership eligibility required. $5 membership share savings account and one-time $5 fee. Minimum deposit $500. Monthly compounded dividends. Early withdrawal penalties apply (90 days dividends for terms 6 months or less; 180 days dividends for terms 12 months or longer).
Offer: Limited-time offer.
Rate checked
More details - Bank of LuxemburgCertificates of Deposit (CD)CD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Start earning interest with a low minimum balance of $1,000.00. Early withdrawals may incur a penalty. Interest can be reinvested into the CD or credited directly to checking or savings account.
Offer: CD Special.
Promotional rate · 4.16% interest rate · Effective Oct 14, 2026
Rate checked
More details - Floridacentral Credit UnionShare CertificatesCD · 15 months
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Fixed dividend rate for the entire certificate term. Federally insured by NCUA. Early withdrawals are subject to a penalty. Membership eligibility required ($5 deposit in Member Share Account).
Offer: Promotional / Special Share Certificate. Compounded and credited monthly. APY assumes interest remains on deposit until maturity.
Promotional rate · 4.17% interest rate
Rate checked
More details - Centreville Bank15-Month CD Special ($10,000 New Money)CD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000with conditionsRequirements
Product: $10,000 in New Money required to open the account (funds not on deposit with Centreville Bank within the last 30 days). Early withdrawal penalty may apply.
Offer: Premium APY requires maintaining a Personal Premium Checking or Personal Premium Money Market account.
Qualified rate
Rate checked
More details - OUCU FinancialHigh-Yield Certificate SpecialCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: For a limited time. Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
Promotional rate · 4.19% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - River Valley Credit UnionCD SpecialCD · 15 months
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Offer valid September 14-November 14, 2026. Existing River Valley Credit Union funds are not eligible for this promotion. Dividends compound and are credited monthly. Early withdrawal penalties apply and may reduce earnings. Membership eligibility required.
Offer: Offer valid September 14-November 14, 2026. Existing funds not eligible. Dividends compound and are credited monthly. Early withdrawal penalties apply.
Promotional rate
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More details - Ontario Shores FCUShare Certificate SpecialCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro ratePromotional rate · 4.17% interest rate
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More details - Community Bank OwatonnaCD SpecialsCD · 15 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000Requirements
Product: CD Special compounds quarterly and credits interest quarterly. A $5,000 minimum balance is required. Penalty may apply for early withdrawal (1 year or less: 3 months interest; more than 1 year: 6 months interest). 10 calendar days grace period after maturity.
4.18% interest rate · Effective Sep 30, 2026
Rate checked
More details - Community Bank of OelweinCertificate of Deposit SpecialsCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings.
Promotional rate · 4.18% interest rate · Effective Oct 2, 2026
Rate checked
More details - Central State BankCertificates of DepositCD · 15 months · $1,500 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Early withdrawal penalty fees may apply on Certificates of Deposits 6 to 60 months. No maintenance fees. Accounts automatically renew.
Offer: Special CD term
Promotional rate · 4.20% interest rate · Effective Sep 28, 2026
Rate checked
More details - PrimebankCertificates of DepositCD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank