Credit union · NCUA insured
WCLA Credit Union CD Rates
WCLA Credit Union’s best CD rate is 4.25% APY on a 14-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How WCLA Credit Union’s CD rates compare
Compared with banks and credit unions near Olympia, WA, where WCLA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WCLA Credit Union
4.25%APY
- Term
- 14 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $498
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
Timberland Bank
4.20%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $637
WCLA Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WCLA Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 7 terms
Share Certificates are automatically renewed at maturity without a grace period. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: 90 days’ dividends | 3.00% | $149 |
| 12 monthsEarly withdrawal penalty: 180 days’ dividends | 3.25% | $325 |
| 14 monthsEarly withdrawal penalty: 180 days’ dividends | 4.25% | $498 |
| 18 monthsEarly withdrawal penalty: 180 days’ dividends | 3.35% | $507 |
| 24 monthsEarly withdrawal penalty: 180 days’ dividends | 3.40% | $692 |
| 36 monthsEarly withdrawal penalty: 365 days’ dividends | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalty: 365 days’ dividends | 3.50% | $1,475 |
Who can join WCLA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to loggers and all persons and organizations/companies (including owners and employees) engaged in forestry, timber, wood products, or related activities.
Family and household
- Membership is open to families of company owners and employees in eligible forestry and related activities.
Cost to join
- Joining requires opening a savings account with a $5 deposit.
Membership information collected October 4, 2026.