Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 766–780 results
- County Credit UnionCertificates of DepositCD · 15 months · $5,000 min
Credit union · Add a location to see nearby branches
4.29%APY$539 over 15 months on $10,000intro rateRequirements
Product: A minimum deposit may be required, and there may be penalties for early withdrawal.
Offer: 15 month special
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - ZIA CUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.29%APY$876 over 24 months on $10,000Requirements
Product: Fixed rates. Minimum deposit $1,000. Early withdrawal penalty applies. ZAP loyalty rewards can increase certificate rates by up to 0.50% APY (0.10% per qualifying product/service).
Offer: 24 Months term. Balance $1,000 & Greater tier.
4.20% interest rate · Effective Sep 1, 2026
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More details - McCoy Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$875 over 24 months on $10,000Requirements
Product: $1,000 minimum deposit required to open. Early withdrawal penalty applies. Rates subject to change without notice.
4.20% interest rate · Effective Sep 23, 2026
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More details - Police Credit Union of CTTerm Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$2,332 over 60 months on $10,000Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.20% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - Conservation Employees Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,000Requirements
Product: Quarterly compounding. Subject to a 90-day early withdrawal penalty.
4.21% interest rate · Effective Oct 20, 2026
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More details - Sterling United FCUTerm Certificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,000Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
4.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - Freedom Credit UnionCertificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$874 over 24 months on $10,000Requirements
Product: Membership in Freedom Credit Union required ($5 minimum savings account balance). Minimum deposit of $500 ($250 for Youth CD - 25 or younger). Early withdrawal penalty applies. Dividends calculated by actual daily balance method and paid monthly.
Offer: $250 minimum opening deposit for Youth CD (25 or younger).
4.20% interest rate · Effective Oct 7, 2026
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More details - Winthrop Area Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,0004.20% interest rate · Effective Oct 2, 2026
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More details - B-M S Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: Early withdrawal fee if access to funds needed. $1,000 minimum balance to open account. Transaction limitations apply.
4.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 180-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
4.20% interest rate
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More details - Knoxville TVA Employees Credit UnionEducational Savings PlanCD · 121–Unknown months · $0 min
Credit union · Add a location to see nearby branches
4.28%APYRequirements
Product: No minimum opening deposit. Must be open for minimum 3 years. Pays out on child's college entrance date or 18th birthday. Paper statement fee $2.00/month unless enrolled in eStatements. Cannot be designated as an IRA.
4.20% interest rate · $2 monthly fee · Effective Oct 22, 2026
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More details - 4.27%APY$319 over 9 months on $10,000intro rate
Requirements
Product: Must be new money not currently on deposit at Sonata Bank. Rate specials are available to consumers in Tennessee.
Offer: Applies to the initial term of a new 9-month CD Special. Must be new money to Sonata Bank. Available to consumers in Tennessee.
Promotional rate · Effective Sep 25, 2026
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More details - Diamond Valley FCUShare Certificate SpecialsCD · 10 months · $2,500 min
Credit union · Add a location to see nearby branches
4.27%APY$355 over 10 months on $10,000intro ratePromotional rate · 4.25% interest rate
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More details - Community National BankCD Special: Online OnlyCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,000intro rateRequirements
Product: Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's.
Offer: Online only. Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's. Minimum deposit of $1,000.00 is required to obtain APY. Maximum amount to open CD is $90,000.
Promotional rate · Balance cap $90,000 · Effective Oct 2, 2026
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More details - Security State Bank WanamingoCertificates of Deposit (CDs)CD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$463 over 13 months on $10,000Requirements
Product: All regular CDs require a minimum balance of $500.00. CD Special requires a minimum balance of $1,000.00. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: 13 Month Special. APY is based on quarterly compounding and assumes interest remains on deposit. Early withdrawal penalty may apply.
4.20% interest rate · Effective Sep 29, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank