Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 676–690 results
- 4.31%APY$919 over 25 months on $10,000
Requirements
Product: $1,000 minimum deposit required. Flexible terms. Interest compounded and credited monthly; monthly interest distribution available. Early withdrawal penalties may apply.
Offer: $1,000 minimum deposit required to open and attain the stated APY. Early withdrawal penalty may apply. Compounded and credited monthly.
Effective Oct 1, 2026
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More details - FedFinancial Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.31%APY$2,349 over 60 months on $10,000Requirements
Product: APY is based on a $1,000 deposit and may vary based on the amount of deposit. Early withdrawal penalty applies: 90 days' dividends for terms less than 1 year, 180 days' dividends for terms of 1 year or more.
Offer: APY is based on a $1,000 deposit and may vary based on the amount of deposit.
4.23% interest rate · Effective Oct 3, 2026
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More details - Milford FederalCertificates of DepositCD · 5 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$177 over 5 months on $10,000Requirements
Product: Penalty for early withdrawal. Interest is compounded monthly. Deposits are accepted from residents of Massachusetts, Rhode Island and Windham County Connecticut only. All accounts are subject to approval.
4.22% interest rate · Compounded monthly · Effective Oct 15, 2026
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More details - 4.30%APY$177 over 5 months on $10,000intro rate
Requirements
Product: Open in-branch with a friendly banker. 10 calendar day grace period at maturity. Early withdrawal penalty applies.
Offer: Interest credited at maturity. Account will automatically renew at maturity for a renewal term of 182 days. Early withdrawal fees may apply. Limited-time offer.
Promotional rate · 4.25% interest rate
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More details - Newtek BankCertificate of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
4.30%APY$213 over 6 months on $10,000Requirements
Product: Maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
4.21% interest rate · Balance cap $250,000 · Effective Oct 22, 2026
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More details - Chartway Credit Union6-Month Promo CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$213 over 6 months on $10,000intro rateRequirements
Product: Must be funded completely with new deposits (funds not currently on deposit with Chartway Credit Union). Minimum $500 to open ($100 if under 18 years old). Early withdrawal penalty applies. Renews at current 6-month certificate rate.
Offer: New deposits only from non-Chartway account. $500 minimum ($100 if under 18). Renews at standard 6-month certificate rate. Early withdrawal penalty applies.
Promotional rate · Effective Sep 1, 2026
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More details - Community Focus Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$213 over 6 months on $10,000Requirements
Product: Fixed dividend rate for the entire term. Early withdrawal penalty usually applies. At maturity, Certificate funds automatically transfer to Savings account if not renewed. Serves individuals, families, and businesses throughout Wayne and Monroe counties.
Offer: $1000 minimum deposit.
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More details - IC Credit UnionShare CertificatesCD · 7 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$249 over 7 months on $10,000Requirements
Product: Available to members. Share certificates with original maturity under 12 months earn simple dividends paid at maturity; terms of 12 months or longer earn compounded dividends compounded daily and paid monthly. Early withdrawal penalties apply. Veteran Salute Suite eligible members receive a 0.25% rate increase on Share Certificates with new money (not applicable to specials).
Offer: Simple dividends posted to account at end of term. Early withdrawal penalty may apply.
4.30% interest rate · Compounded daily · Effective Oct 15, 2026
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More details - Options Credit Union4.30% APY CDCD · 7 months · $5,000 min
Credit union · Add a location to see nearby branches
4.30%APY$249 over 7 months on $10,000intro rateRequirements
Product: Available with new money only (funds from a non-Options account). Cannot be combined with Loyalty Rewards. 90-day early withdrawal penalty. At maturity, automatically renews into a standard 12-month term.
Offer: Limited-time special offer for new money only. Cannot be combined with Loyalty Rewards. At maturity renews into a standard 12-month term.
Promotional rate · Effective Sep 18, 2025
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More details - First National Bank of Granbury7 Month CD SpecialCD · 7 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$249 over 7 months on $10,000intro rateRequirements
Product: At least 51% of the funds used to open the Certificate of Deposit must come from an institution other than First National Bank of Granbury.
Offer: Standard Certificate of Deposit. At least 51% of the funds used to open must come from an institution other than First National Bank of Granbury. Interest credited at maturity.
Promotional rate · 4.26% interest rate
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More details - Golden 1 Credit Union9-Month New Money Term Savings CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: This special 9-month term savings certificate can only be opened in-branch or by phone and funded with new money. New money is defined as funds not on deposit at Golden 1 in the 30 days prior to the certificate account opening. The APY is based on an assumption that principal and dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal.
Offer: Can only be opened in-branch or by phone and funded with new money.
Promotional rate · 4.22% interest rate · Effective Oct 16, 2026
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More details - Kit Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: Early withdrawal penalty applies and may reduce earnings. Rates are fixed for the term. Dividends compound and credit quarterly. Average Daily Balance calculation method.
Offer: Certificate Special. Early withdrawal penalty applies. Dividends compound and credit quarterly. Fixed rate.
4.23% interest rate · Effective Sep 24, 2026
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More details - Sharon BankCertificates of Deposit (CDs)CD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000Requirements
Product: CDs automatically renew unless requested otherwise. Early withdrawals subject to penalty. No setup or maintenance fees. Promotional accounts may require a higher opening deposit.
4.15% interest rate
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More details - Webster First Federal Credit UnionHigh Yield Share CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000intro rateRequirements
Product: Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. Enrollment in Webster First Federal Credit Union membership required to complete certificate ownership.
Offer: 9 Month Special
Promotional rate · 4.21% interest rate · Effective Oct 5, 2026
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More details - Multi-States Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$321 over 9 months on $10,000with conditionsRequirements
Product: The minimum amount required to open a Certificate of Deposit is $1,000. Penalty may apply for early withdrawal.
Offer: Must be new money deposited within the last 45 days or have a collateral loan $25,000+
Qualified rate · Effective Sep 30, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank