Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 616–630 results
- The Bank of Princeton12-month 4.25% CD PromoCD · 12 months
Bank · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000intro ratePromotional rate · 4.25% interest rate
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More details - The Bank of Princeton12-Month 4.25% Cranbury CD PromotionCD · 12 months
Bank · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000intro ratePromotional rate · 4.25% interest rate
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More details - Worth Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000Requirements
Product: Minimum deposit to open is $1,000. Dividends are compounded daily and paid monthly. Early withdrawal penalty applies.
Offer: Compounded daily, paid monthly. Penalty for early withdrawal.
4.25% interest rate · Compounded daily · Effective Oct 15, 2026
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More details - Lincoln County Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.34%APY$434 over 1 year on $10,000Requirements
Product: Rates can change daily. A penalty will be imposed for early withdrawal.
4.25% interest rate · Effective Oct 1, 2026
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More details - Duke Credit UnionShare CertificateCD · 13–24 months · $500 min
Credit union · Add a location to see nearby branches
4.34%APYRequirements
Product: Early withdrawals are subject to loss of dividends up to 90 days. Certificate rates are fixed for the certificate term and automatically renewed at maturity date unless prior notice is given.
Offer: Early withdrawals are subject to loss of dividends up to 90 days.
4.25% interest rate · Effective Oct 1, 2026
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More details - Guadalupe Credit UnionShare CertificatesCD · 27 months · $1,000 min
Credit union · Add a location to see nearby branches
4.34%APY$1,003 over 27 months on $10,000intro rateRequirements
Product: Early surrender penalties apply.
Offer: 27 Month CD SPECIAL.
Promotional rate · 4.25% interest rate · Effective Oct 22, 2026
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More details - WEE Federal Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.34%APY$1,359 over 36 months on $10,000Requirements
Product: All dividends earned on share certificates will be forfeited if funds are withdrawn before maturity. Dividends paid at maturity.
Offer: Rising Market Certificate. Members may request 2 rate increases during the 36 month term. Rates are based on 36 month rate offered by WEE Federal Credit Union. Paid at maturity. Early withdrawal forfeits all earned dividends.
4.25% interest rate · Effective Oct 6, 2026
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More details - New Horizon Federal Credit UnionSHARE CERTIFICATESCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000Effective Oct 1, 2026
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More details - Freestone Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$433 over 1 year on $10,000Requirements
Product: Minimum balance to earn dividends is $1,000. Must maintain a Share account with the minimum required balance for the life of the Share Certificates. Penalty for early withdrawal before maturity; fees could reduce earnings.
4.25% interest rate · Effective Oct 16, 2026
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More details - ARC Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$2,363 over 60 months on $10,000Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
4.25% interest rate
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More details - The First National Bank of DennisonCertificates of DepositCD · 5 months · $5,000 min
Bank · Add a location to see nearby branches
4.33%APY$178 over 5 months on $10,000intro rateRequirements
Product: Rate negotiations are available based off of profitability. Penalties may apply if account is closed.
Offer: 5 month special; Cap at $2 Million
Promotional rate · 4.25% interest rate · Balance cap $2,000,000 · Effective Jun 15, 2026
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More details - Collegedale Credit UnionTerm Share CertificatesCD · 6 months · $0 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000Requirements
Product: Maturity dates from 90 days to 1 year. Penalty for early withdrawal. NCUA insured up to $250,000. The rates and APY may change after the account is opened.
Offer: Penalty will be imposed for early withdrawal. Rates and APY may change after the account is opened.
4.25% interest rate · Effective Sep 18, 2026
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More details - Climate First Bank6-Month Penalty-Free CDCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000intro rateRequirements
Product: No penalty for early withdrawals. No additional deposits allowed. Account automatically renews for the same term unless funds are withdrawn within the 10-day grace period after maturity. Withdrawals reduce earnings.
Offer: A minimum opening deposit of $500.00 is required and must be maintained daily to earn the disclosed APY. Interest rate will be in effect for 6 months and subject to change thereafter. No additional deposits allowed. No penalty for early withdrawals.
Promotional rate · 4.24% interest rate · Effective Sep 15, 2026
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More details - Red River Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - Central Missouri Community Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$214 over 6 months on $10,000Requirements
Product: Interest compounded monthly. Terms from 3 to 60 months. Dividends based on average daily balance and compounded & credited monthly. Accounts automatically renew (with the exception of certificate specials, which are non-renewable) for another term at maturity, with a grace period of 10 days after maturity. Early withdrawal penalty applies: terms up to 12 months incur $25 plus 31 days' dividends; terms 18 months and over incur $25 plus 90 days' dividends. Interest rates and annual percentage yield may change every calendar month based on Board of Directors determination.
4.25% interest rate · Compounded monthly · Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank