Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Cornerstone BankCertificates of DepositCD · 15 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,000intro rateRequirements
Product: Interest on all CD's is compounded quarterly. Minimum deposit is $500.00. Substantial penalty for early withdrawal. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Call Cornerstone Bank for effective rates after the quoted date. QUOTED RATES GOOD THROUGH 11/17/2026.
Offer: Special. Quoted rates good through 11/17/2026.
Promotional rate · 4.28% interest rate · Compounded quarterly
Rate checked
More details - Leader BankCertificates of DepositCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,0004.27% interest rate · Balance cap $5,000,000 · Effective Oct 15, 2026
Rate checked
More details - Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,000intro rateRequirements
Product: New money only, not funds currently on deposit with Commonwealth Credit Union. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Auto-renewable.
Offer: New money only, not funds currently on deposit with Commonwealth Credit Union.
Promotional rate · 4.27% interest rate · Effective Oct 1, 2026
Rate checked
More details - United Teletech Financial4.35% APY Certificate Special for 15 Months - $10,000 New Money PromotionCD · 15 months · $10,000 min
Credit union · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $10,000 in new money is required and must be maintained throughout the term of the certificate. New money may include funds deposited into a new or existing member's share or share draft account within 10 days prior to the establishment of the subject certificate, or money from another financial institution. Renewal term on certificate maturity for a certificate with a 15-month term is 12 months. Penalty imposed for early withdrawal is 180 days interest.
Offer: Requires $10,000 minimum opening deposit in new money maintained throughout the term. Penalty for early withdrawal is 180 days interest. Renews into a 12-month term.
Promotional rate · 4.27% interest rate
Rate checked
More details - The MINT National BankCertificates of DepositCD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,000intro rateRequirements
Product: Interest compounds daily and is paid monthly (added back to certificate or deposited to an account). Substantial penalty for early withdrawal. Minimum deposit to open CD is $10,000.
Offer: Special
Promotional rate · 4.26% interest rate · Effective Sep 23, 2026
Rate checked
More details - Triangle Credit UnionTraditional CertificateCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$547 over 15 months on $10,000intro rateRequirements
Product: Minimum balance of $1,000. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty applies (3 months dividends for terms 12 months or less, 6 months dividends for terms greater than 12 months). A 10-day grace period after maturity applies. Must maintain membership savings balance of $25.
Offer: Special Certificate. Available for a limited time. No additional deposits allowed during the term of the Certificate. Early withdrawal penalty equals 6 months dividends.
Promotional rate · 4.27% interest rate
Rate checked
More details - Red River Federal Credit UnionCertificateCD · 17 months
Credit union · Add a location to see nearby branches
4.35%APY$622 over 17 months on $10,000 - Red River Federal Credit UnionCertificate SpecialsCD · 17 months · $5,000 min
Credit union · Add a location to see nearby branches
4.35%APY$622 over 17 months on $10,000intro rateRequirements
Product: Certificate specials have a $5,000 minimum balance requirement.
Offer: 17 Month Certificate Special.
Promotional rate · 4.27% interest rate
Rate checked
More details - 4.35%APY$660 over 18 months on $10,000intro rate
Requirements
Product: Membership requirements apply. Fixed rate, fixed term account; stated APY applies to the initial term assuming all dividends remain until maturity. Dividends compound monthly. Early withdrawal penalty applies and fees may reduce earnings. Upon maturity, non-IRA promotional certificate funds transfer to Regular Share Account unless alternative instructions are provided.
Offer: Fixed rate and term for initial 18 months. Dividends compounded monthly.
Promotional rate · Compounded monthly
Rate checked
More details - Falcon National BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000intro rateRequirements
Product: An early withdrawal penalty may apply. Fees could reduce earnings. $500 minimum opening deposit required to obtain APY. Rates effective as of 09/24/2026; promotional specials expire on or before 11/15/2026.
Offer: CD Special. Early withdrawal penalty may apply. Fees may reduce earnings. Not valid with any other offer. Expires on or before 11/15/2026.
Promotional rate · 4.28% interest rate · Effective Sep 24, 2026
Rate checked
More details - Peshtigo National BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: $500.00 minimum opening deposit required to open and obtain the APY. Early withdrawal penalty. 12 month add-on requires a minimum deposit of $500.00 to open ($10,000 maximum); additional funds may be deposited at a minimum of $100.00 per deposit. Simple interest calculation based on a 365 day basis. Long term relationship pricing available upon contacting the bank.
Offer: Early withdrawal penalty. Simple interest calculation based on a 365 day basis.
4.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.35%APY$660 over 18 months on $10,000
Requirements
Product: CDs will automatically renew at maturity unless otherwise instructed. Early withdrawal penalties may apply. Fees may reduce earnings. Interest is compounded and credited quarterly.
Offer: Minimum opening deposit of $1,000 is required to open the account and earn the stated APY.
Effective Sep 30, 2026
Rate checked
More details - Bank of UtahCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Must be 18 years of age or older. Daily balance method used to calculate interest. Interest compounded and credited quarterly on terms of 1 year or more, and at maturity on terms of less than 1 year. Early withdrawal penalty applies.
Offer: 18 Months term. Open online or in branch.
4.28% interest rate · Effective Oct 21, 2026
Rate checked
More details - Home Savings BankInternet Certificate of DepositCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: Online opening only. Opening deposit $10,000 - $250,000. Limited to Individual or Joint Ownership (beneficiaries allowed). Online statements only. No service fees.
Offer: Each Individual is limited to $250,000 in any one or combination of Online Certificate Accounts. A 5-Day Extended Hold will be placed on funds deposited in new accounts of this type. Must fund within 30 days of application.
4.19% interest rate · Balance cap $250,000 · Effective Oct 22, 2026
Rate checked
More details - Home Savings BankCertificate of DepositCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$660 over 18 months on $10,000Requirements
Product: No service fees. In branch opening option available. Interest compounded daily.
4.19% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank