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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 271–285 results

  1. Community Link FCUShare CertificatesCD · 19 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$722 over 19 months on $10,000intro rate
  2. Top Carrot, Carrot Score 92
    Abbott Laboratories Employees Credit UnionCertificatesCD · 20 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$761 over 20 months on $10,000
  3. Fidelity BankCD Special OffersCD · 20 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$761 over 20 months on $10,000intro rate
  4. Top Carrot, Carrot Score 99
    Skyla Credit UnionRegular Certificate AccountCD · 21 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$801 over 21 months on $10,000
  5. Teachers Federal Credit UnionCertificate AccountsCD · 22 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$840 over 22 months on $10,000
  6. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  7. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  8. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000intro rate
  9. Top Carrot, Carrot Score 95
    CU SoCalCertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  10. Midwest HeritageCertificates of DepositCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000intro rate
  11. Top Carrot, Carrot Score 96
    New Orleans Firemen's Federal Credit UnionCertificateCD · 24 months · $2,000 min · 4.25%–4.50% by balance

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  12. Top Carrot, Carrot Score 89
    Utah First Credit UnionTraditional Term DepositCD · 24 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  13. Top Carrot, Carrot Score 92
    Desert Rivers Credit UnionCDCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  14. Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  15. CENT Credit UnionTime Share CertificatesCD · 24 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay nationwide

37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23

Typical
3.20%
Top 10% from
4.07%
Banks, typical
3.00%
Credit unions, typical
3.29%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate