Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in St. Charles, MO

  1. Alltru Credit UnionCertificate of Deposit (CD)CD · 13 months · $250 min

    Credit union · 1 branch

    4.26%APY$462 over 13 months on $10,000
  2. Lindell BankSpecial Certificates of DepositCD · 7 months · $10,000 min

    Bank · 1 branch

    4.25%APY$246 over 7 months on $10,000
  3. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  4. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Midwest BankCentreTraditional CDsCD · 18 months · $1,000 min

    Bank · 1 branch

    4.25%APY$644 over 18 months on $10,000
  6. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 2 branches

    4.20%APY$456 over 13 months on $10,000intro rate
  7. First State Bank of St. CharlesCertificates of Deposit SpecialsCD · 7 months · $5,000 min

    Bank · 2 branches

    4.05%APY$234 over 7 months on $10,000
  8. New Frontier BankCertificates of DepositCD · 24 months · $1,000 min

    Bank · 2 branches

    4.01%APY$818 over 24 months on $10,000
  9. Top Carrot, Carrot Score 96
    First Community Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  10. Top Carrot, Carrot Score 87
    CNB St. Louis BankCertificates of DepositCD · 7 months · $1,000 min

    Bank · 1 branch

    3.90%APY$226 over 7 months on $10,000intro rate
  11. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000intro rate
  12. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  13. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 1 branch

    3.75%APY$343 over 11 months on $10,000intro rate
  14. Great Southern Bank11-Month CDCD · 11 months · $1,000 min

    Bank · 1 branch

    3.50%APY$320 over 11 months on $10,000intro rate
  15. Great Southern Bank3-Month CDCD · 3 months · $1,000 min

    Bank · 1 branch

    3.40%APY$84 over 3 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in St. Charles, MO

239 CDs at 16 banks and credit unions · checked Oct 6–22

Typical
1.50%
Top 10% from
3.86%
Banks, typical
1.10%
Credit unions, typical
3.53%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

St. Louis, MO-IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. First Community Credit UnionCredit union · 42 branches
  2. 1st MidAmerica Credit UnionCredit union · 8 branches
  3. FRB Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate