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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Joplin, MO

  1. Guaranty BankCertificates of DepositCD · 10 months · $500 min

    Bank · 3 branches

    4.49%APY$373 over 10 months on $10,000
  2. First Community BankCertificates of DepositCD · 14 months · $500 min

    Bank · 1 branch

    4.45%APY$521 over 14 months on $10,000intro rate
  3. Four States BankCertificate of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    4.31%APY$468 over 13 months on $10,000intro rate
  4. Multi-States Credit UnionCertificates of DepositCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  6. Southwest Missouri BankCertificates of DepositCD · 24 months · $500 min

    Bank · 3 branches

    4.25%APY$868 over 24 months on $10,000intro rate
  7. Joplin Metro Credit UnionCertificates of DepositCD · 6 months

    Credit union · 2 branches

    4.07%APY$201 over 6 months on $10,000
  8. Legacy Credit UnionCD'sCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.06%APY$828 over 24 months on $10,000
  9. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000intro rate
  10. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 1 branch

    3.75%APY$343 over 11 months on $10,000intro rate
  11. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  12. Great Southern Bank11-Month CDCD · 11 months · $1,000 min

    Bank · 1 branch

    3.50%APY$320 over 11 months on $10,000intro rate
  13. Great Southern Bank3-Month CDCD · 3 months · $1,000 min

    Bank · 1 branch

    3.40%APY$84 over 3 months on $10,000intro rate
  14. Great Southern Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000intro rate
  15. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Joplin, MO

103 CDs at 14 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.09%
Banks, typical
0.95%
Credit unions, typical
2.31%

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Joplin, MO-KS metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UMB BankBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate