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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Rochester, MN

  1. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 2 branches

    4.75%APY$1,230 over 30 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 1 branch

    4.60%APY$3,098 over 72 months on $10,000
  3. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  4. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 1 branch

    4.50%APY$3,023 over 72 months on $10,000
  5. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 3 branches

    4.40%APY$478 over 13 months on $10,000
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Top Carrot, Carrot Score 88
    Mayo Employees Federal Credit Union25 Month CertificateCD · 25 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$906 over 25 months on $10,000intro rate
  8. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 1 branch

    4.25%APY$3,382 over 84 months on $10,000
  9. Coulee BankCertificate of Deposit SpecialCD · 23 months · $1,000 min

    Bank · 1 branch

    4.15%APY$811 over 23 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Foresight BankCertificate of DepositCD · 36 months · $500 min · 4.06%–4.22% by balance

    Bank · 1 branch

    4.11%APY$1,284 over 36 months on $10,000
  11. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  12. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 3 branches

    4.10%APY$693 over 20 months on $10,000with conditions
  13. Merchants BankCertificate of DepositCD · 36 months · $500 min

    Bank · 2 branches

    4.05%APY$1,265 over 36 months on $10,000
  14. Top Carrot, Carrot Score 87
    Think BankVariable-rate CDCD · 6 months · $250 min

    Bank · 6 branches

    4.00%APY$198 over 6 months on $10,000
  15. Top Carrot, Carrot Score 87
    Think BankFixed-rate CDCD · 6 months · $250 min

    Bank · 6 branches

    4.00%APY$198 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Rochester, MN

188 CDs at 17 banks and credit unions · checked Oct 6–22

Typical
3.75%
Top 10% from
4.27%
Banks, typical
2.90%
Credit unions, typical
4.00%

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Rochester, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 2 branches
  2. Luminate BankBank · 1 branch
  3. Foresight BankBank · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate