Best CD rates and certificates

Requirements

Product: Offer good for initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD specials, that is closest but not exceeding the term to the CD. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed to early withdrawal. Fees could reduce earnings on the account. Product offering may be withdrawn at any time. Advertised rate and APY are offered at the bank’s discretion and may change daily. The minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $500.

Requirements

Product: Simple interest. Early withdrawals may be subject to a penalty. Fees may reduce earnings. Rates subject to change without notice.

Offer: Available on a 20-month certificate of deposit with a $10,000 minimum balance. Early withdrawal penalty applies. Fees may reduce earnings.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.

Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.

Requirements

Product: Dividends are compounded monthly and credited monthly. Early withdrawal penalties apply. $500.00 or $100,000 minimum balance requirement to open and earn dividends depending on the dividend tier. No monthly service fee.

Requirements

Product: Rate and annual percentage yield is fixed for the term of the share certificate. Penalty for early withdrawal of principal: 180 days' dividends for terms less than 36 months, 365 days' dividends for terms equal to or greater than 36 months. Must allow earnings to be added to certificate balance to earn stated APY; withdrawal of monthly earnings will not allow earning stated APY.

Offer: Early withdrawal penalty applies (365 days' dividends for terms 36 months or greater). Earnings must remain in certificate to earn stated APY.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. Early withdrawal penalties and fees may apply.

Offer: Promotional certificate special available for a limited time during promotional period and subject to end without notice.

Requirements

Product: Early withdrawal penalty may apply: Less than 12 months: 90 days of dividends; 12–18 months: 180 days of dividends; Over 18 months: 365 days of dividends. Penalty exceptions may apply in cases of death or legal incompetence of an account owner, or certain IRA Required Minimum Distribution withdrawals completed within required timeframes.