Credit union · NCUA insured
De Soto Mo Pac Credit Union CD Rates
De Soto Mo Pac Credit Union’s best CD rate is 5.09% APY on a 1-year share certificate (CD). Rates checked October 16, 2026.
How De Soto Mo Pac Credit Union’s CD rates compare
Compared with banks and credit unions in Missouri, where De Soto Mo Pac Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
Certificate of Deposit
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
3rd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 5.09%APY · 2 terms
Dividends are paid quarterly and deposited to certificate. 90-day early withdrawal penalty, 10-day grace period at end of contract. Dividends are paid on entire balance if minimum balance is met. Subject to change quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownDividends paid quarterly and deposited to certificate. 90-day penalty for early withdrawal; 10-day grace period at end of contract. Dividends paid on entire balance if minimum balance is met | 0.75% | $0 |
| 12 months1 year term. Dividends paid quarterly and deposited to certificate. 90-day penalty for early withdrawal; 10-day grace period at end of contract. Dividends paid on entire balance if minimum balance is met | 5.09% | $509 |
Share Certificates
4.57%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 year certificate rate stated as 4.50% APR - 4.57% APY | 4.57% | $457 |
Sources (1)
- desotomopaccu.com · captured Oct 5, 2026
Who can join De Soto Mo Pac Credit Union
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