Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Pittsfield, MA metro
- 4.25%APY$498 over 14 months on $10,000
Requirements
Product: Fixed rate of interest until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials. Substantial penalty may be imposed for early withdrawal.
Offer: CD Special. New money required. Funds cannot come from an existing MountainOne deposit account.
Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$132 over 4 months on $10,000intro rate
Requirements
Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.
Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.
Promotional rate · 3.93% interest rate · Effective Jan 5, 2026
Rate checked
More details - Greylock Federal Credit UnionTerm Share CertificateCD · 24 months · $100 min
Credit union · 11 branches
3.51%APY$714 over 24 months on $10,000Requirements
Product: Dividend Rate and APY are fixed for the term. Fixed APY assumes dividends remain on deposit until maturity. Compounded daily, credited monthly. Additional deposits not permitted after opening. Automatically renewable with a 7-day grace period. Early withdrawal penalty applies.
Offer: 24-Month term. Early withdrawal penalty is 6 months' dividends.
3.45% interest rate · Compounded daily · Effective Aug 17, 2026
Rate checked
More details - 3.50%APY$439 over 15 months on $10,000
Requirements
Product: A $500.00 balance is necessary to earn the stated Annual Percentage Yield. A penalty may be imposed for early withdrawal of certificate of deposit funds. Withdrawal may reduce earnings.
Offer: A $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal.
3.39% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.39%APY$168 over 6 months on $10,000
Requirements
Product: The Credit Union will no longer pay dividends on account balances less than $100.00.
3.34% interest rate · Effective Aug 21, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$275 over 11 months on $10,000
Requirements
Product: Certificate of Deposit earns a fixed rate of interest until maturity. Early withdrawal penalties may apply and reduce earnings.
Offer: Fixed rate until maturity. Interest compounded daily, credited at end of month.
Compounded daily
Rate checked
More details - 2.75%APY$68 over 3 months on $10,000
Requirements
Product: Early withdrawals subject to penalty. FDIC/DIF insured. No setup or maintenance fees.
2.68% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pittsfield, MA metro
60 CDs at 8 banks and credit unions · checked Sep 18–Oct 17
- Typical
- 2.75%
- Top 10% from
- 3.50%
- Banks, typical
- 2.20%
- Credit unions, typical
- 3.33%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches