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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Ocala, FL metro

  1. Top Carrot, Carrot Score 87
    Florida Credit UnionCertificates of DepositCD · 19 months · $1,000 min

    Credit union · 5 branches

    4.50%APY$722 over 19 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Gala BankCDsCD · 24 months

    Bank · 1 branch

    4.30%APY$878 over 24 months on $10,000
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 6 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 4 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.20%APY$858 over 24 months on $10,000
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Radiant Credit UnionFixed Rate CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$202 over 6 months on $10,000
  8. VyStar Credit UnionPersonal CDCD · 30 months · $500 min · 4.05%–4.15% by balance

    Credit union · 2 branches

    4.05%APY$1,043 over 30 months on $10,000
  9. Renasant BankPromotional Certificate of DepositCD · 13 months · $10,000 min

    Bank · 2 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  10. MIDFLORIDA Credit UnionCertificate SpecialsCD · 36 months · $1,000 min

    Credit union · 6 branches

    4.00%APY$1,249 over 36 months on $10,000
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 5 branches

    3.75%APY$217 over 7 months on $10,000
  12. Seacoast BankSeacoast CDCD · 12 months · $1,000 min

    Bank · 5 branches

    3.75%APY$375 over 1 year on $10,000intro rate
  13. Ocala Community Credit UnionCertificate of Deposits (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    3.40%APY$169 over 6 months on $10,000
  14. VyStar Credit Union18-Month Step-Up CertificateCD · 18 months · $500 min · 3.40%–3.50% by balance

    Credit union · 2 branches

    3.40%APY$514 over 18 months on $10,000intro rate
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 5 branches

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Ocala, FL metro

213 CDs at 14 banks and credit unions · checked Oct 5–22

Typical
1.75%
Top 10% from
3.98%
Banks, typical
0.50%
Credit unions, typical
3.40%

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Ocala, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Radiant Credit UnionCredit union · 1 branch
  2. Gala BankBank · 1 branch
  3. Florida Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate