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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Jamestown, NY metro

  1. Lake Shore BankSelect Certificate of Deposit (CD)CD · 18 months · $500 min

    Bank · 4 branches

    4.44%APY$673 over 18 months on $10,000intro rate
  2. Centra Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 1 branch

    4.35%APY$288 over 8 months on $10,000
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  4. Western Division Federal Credit UnionSavings CertificatesCD · 10 months · $5,000 min

    Credit union · 1 branch

    4.16%APY$345 over 10 months on $10,000intro rate
  5. NBT BankPortland Bayside: Exclusive CD Rate PromoCD · 4 months · $1,000 min

    Bank · 1 branch

    4.00%APY$132 over 4 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Inner Lakes Federal Credit UnionCertificate of DepositCD · 48 months · $1,000 min

    Credit union · 3 branches

    3.87%APY$1,640 over 48 months on $10,000
  7. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 7 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  8. Top Carrot, Carrot Score 88
    Greater Chautauqua Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    3.80%APY$2,052 over 60 months on $10,000
  9. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 3 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  10. SUNY Fredonia Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  11. Cattaraugus County BankCertificate of DepositCD · 6 months · $1,000 min · 3.30%–3.60% by balance

    Bank · 2 branches

    3.40%APY$169 over 6 months on $10,000intro rate
  12. North East Welch Federal Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.29%APY$329 over 1 year on $10,000
  13. Southern Chautauqua Federal Credit UnionShare CertificatesCD · 12 months · $250 min

    Credit union · 9 branches

    3.23%APY$322 over 1 year on $10,000
  14. Affinity One Federal Credit Union12 Month CD SpecialCD · 12 months · $5,000 min

    Credit union · 2 branches

    3.00%APY$300 over 1 year on $10,000intro rate
  15. Top Carrot, Carrot Score 95
    Greater Woodlawn FCUTerm Share CertificateCD · 24 months · $2,500 min

    Credit union · 2 branches

    3.00%APY$609 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Jamestown, NY metro

81 CDs at 15 banks and credit unions · checked Oct 6–16

Typical
3.03%
Top 10% from
3.87%
Banks, typical
3.01%
Credit unions, typical
3.04%

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Jamestown, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Woodlawn FCUCredit union · 2 branches
  2. Greater Chautauqua Federal Credit UnionCredit union · 4 branches
  3. Inner Lakes Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate