Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–9 of 9 in Jamestown, NY metro · median 5.20% APR
- 1.90%APRas low as
Terms
2024 or newer model year vehicles; A+ and A credit scores. Promotional rate valid through October 31, 2026. Rate is as low as and is based on credit score, membership, loan term, and vehicle eligibility.
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 3.75%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Auto loan score 97 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Vehicle year 2023–2026. Without autopay discount.
Auto loan score 87 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Rate as low as. Terms greater than 60 months require a minimum loan amount of $20,000. Rates based on creditworthiness. Enroll in direct deposit to save 0.25%; receive extra 0.25% off with 20% equity in collateral.
Auto loan score 82 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - Greater Chautauqua Federal Credit UnionNew Autos (2 Years and Newer) · 49–60 months
Credit union · 4 branches
5.20%APRas low asTerms
Rates are based on borrower's credit history and length of the loan. Borrow a minimum of $5,000 and up.
Auto loan score 73 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Same Rate for new, used; refinanced or lease buyout:
Auto loan score 73 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Fixed APR as low as for up to 66 months
Auto loan score 69 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 6.79%APRas low as · up to 15.69%with conditions
6.79% APR, up to 15.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
To qualify for the lowest APR available (6.79%): term must be 48 months or less; collateral model year must be 2025 or newer; must have or open an M&T MyChoice Premium or Power Checking account at time of application; and automatic payment deductions from any M&T checking account must be established. Terms up to 84 months available.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Base Rate/APR. Rates quoted require automatic payment set up from CCB checking or savings; add 0.25% if no AFT.
Auto loan score 60 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Jamestown, NY metro
9 banks and credit unions · checked Oct 16
- Typical
- 5.20%
- Top 10% up to
- 3.38%
- Banks, typical
- 7.14%
- Credit unions, typical
- 4.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Jamestown, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Woodlawn FCUCredit union · 2 branches
- Greater Chautauqua Federal Credit UnionCredit union · 4 branches
- Inner Lakes Federal Credit UnionCredit union · 3 branches