Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Greenwood, SC metro
- 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - Neighbors United FCUFixed Rate Term Share CertificatesCD · 16 months · $5,000 min
Credit union · 2 branches
4.06%APY$545 over 16 months on $10,000intro rateRequirements
Product: Dividends compound and credit semi-annually. Insured up to $250,000 by NCUA. No setup or monthly maintenance fees. Early withdrawal penalties may apply.
Offer: 16 Month Special ($5,000 minimum)
Promotional rate · 4.00% interest rate
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 3.80%APY$413 over 13 months on $10,000
Requirements
Product: Membership required. Account qualifications apply. Early withdrawal penalty applies. Maximum amount for the Share Certificate Special per member is $100,000. 91-Day, 12-Month Jumbo, and 13-Month Special Certificates are not available as an IRA certificate.
Offer: 13-Month Special. Dividend paid quarterly. Maximum amount per member is $100,000. Not available as an IRA certificate.
3.75% interest rate · Balance cap $100,000
Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Peach State Federal Credit UnionTerm Share Certificate (or CD)CD · 12 months · $1,000 min
Credit union · 2 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term after opening. Fees could reduce earnings.
3.69% interest rate · Effective Sep 28, 2026
Rate checked
More details - Peach State Federal Credit UnionFreedom Term Share Certificate (or CD)CD · 12 months · $2,500 min
Credit union · 2 branches
3.65%APY$365 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies: 30 days' dividends for terms of 6 to 12 months. After certificate is opened, dividend rate is fixed for the term.
3.59% interest rate · Effective Sep 28, 2026
Rate checked
More details - South Carolina State Credit UnionSCU CertificatesCD · 60–Unknown months · $500 min
Credit union · 1 branch
3.65%APYRequirements
Product: Minimum opening deposit is $500. Must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the APY and avoid service charges. Dividends may be added to certificate balance, automatically transferred to another account, or mailed. Early withdrawal penalties apply.
Offer: Dividends are credited and compounded quarterly.
3.60% interest rate · Compounded quarterly · Effective Oct 19, 2026
Rate checked
More details - 2.78%APY$564 over 24 months on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
2.75% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
2.00% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
1.50% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
1.50% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Greenwood, SC metro
99 CDs at 10 banks and credit unions · checked Oct 6–22
- Typical
- 1.75%
- Top 10% from
- 3.80%
- Banks, typical
- 1.24%
- Credit unions, typical
- 2.27%
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Greenwood, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 2 branches
- Neighbors United FCUCredit union · 2 branches
- South Carolina State Credit UnionCredit union · 1 branch