Credit union · NCUA insured
Neighbors United FCU CD Rates
Top CarrotNeighbors United FCU’s best CD rate is 4.32% APY on a 15-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Neighbors United FCU’s CD rates compare
Compared with banks and credit unions near Greenwood, SC, where Neighbors United FCU has the most branches. $10,000, best rate first.
This credit union’s best
Neighbors United FCU
4.06%APY
- Term
- 16 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $545
Fixed Rate Term Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Neighbors United FCU CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo1.26%
- 16–30 months16–30 mo4.06%
- 31–60 months31–60 mo1.00%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighbors United FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Fixed Rate Term Share Certificates
Up to 4.06%APY · 6 terms
Dividends compound and credit semi-annually. Insured up to $250,000 by NCUA. No setup or monthly maintenance fees. Early withdrawal penalties may apply.
| Term | APY · Any balance | APY · $5,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 1.00% | — | — | 1.00% | $50 |
| 12 months | 1.26% | — | — | 1.26% | $126 |
| 15 months15 Month Special ($25,000 minimum) | — | — | 4.32% | —4.32% from $25k | — |
| 16 months16 Month Special ($5,000 minimum) | — | 4.06% | — | 4.06% | $545 |
| 24 months | 1.26% | — | — | 1.26% | $253 |
| 36 months | 1.00% | — | — | 1.00% | $303 |
Special-purpose accounts
Fixed Rate Term IRA Share Certificates
Up to 1.26%APY · 4 terms
Dividends compound and credit semi-annually. Early withdrawal penalties may apply. Available as Traditional or Roth IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 12 months | 1.26% | $126 |
| 24 months | 1.26% | $253 |
| 36 months | 1.00% | $304 |
Who can join Neighbors United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to persons who live, work, worship, or attend school, and businesses and other legal entities located in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Employers and groups
- Open to employees of the credit union, volunteers in the community, and organizations of such persons.
Military, government and schools
- Open to persons who attend school in Greenwood, Laurens, Edgefield, Abbeville, Newberry, Saluda, and McCormick counties in South Carolina.
Family and household
- Open to spouses of persons who died while within the field of membership, and members of immediate families or households of eligible persons.
Membership information collected October 4, 2026.